Union County, MS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Union County, MS distress report, 2026: 11 ZIPs scored in Union, MS, Union, MS average 15/100; the top Union, MS ZIP is 38849 at 25/100; Union, MS market phase peak, Union, MS prices +3.8% year over year.
- Union, MS ranks #970 nationally (opportunity index); Union, MS #30 in Mississippi; Union, MS index 31.3.
- Union, MS: no CFPB county sample; Union, MS non-metro area reading 1.8%.
- Union, MS ZIP phases: 11 peak.
- Union, MS residential listings tracked: 5 across 3 ZIPs; Union, MS candidate listings 5.
- Union, MS HUD assisted properties: 2 with 174 units.
- Union, MS lenders on watch: 2; largest Union, MS footprint Bna Bank (4 branches).
- Union, MS most distressed ZIP: 38849 at 25/100.
Union, MS figures: DLRadar distress index; Union, MS inputs: CFPB, FHFA, HUD, FDIC; Union, MS rebuilt as sources refresh.
| Rank | Union, MS ZIP | Score |
|---|---|---|
| 1 | 38849 | 25/100 |
| 2 | 38824 | 18/100 |
| 3 | 38650 | 16/100 |
| 4 | 38652 | 16/100 |
| 5 | 38828 | 15/100 |
| 6 | 38625 | 14/100 |
| 7 | 38627 | 14/100 |
| 8 | 38610 | 12/100 |
| 9 | 38841 | 12/100 |
| 10 | 38871 | 12/100 |
| 11 | 38633 | 11/100 |
Most distressed Union, MS ZIPs (0-100, 2026)
Mortgage delinquency around Union, MS
No CFPB county sample covers Union, MS; the non-metro area reading for Union, MS: 1.8% ninety-plus; Union, MS area thirty-to-eighty-nine 5.9% (December 2025, Union, MS); Mississippi overall 1.8%.
Opportunity index: Union, MS
Union, MS index 31.3, Union, MS phase early_signal; Union, MS primary driver vacancy, Union, MS second driver construction. Union, MS components: property stress 18.1, foreclosure pressure 19.1, listing discounts 24.8, bank stress 61.3, insurance 0.0; Union, MS pulse 38.0; Union, MS capital opportunity 21.3.
ZIP market phases inside Union, MS
11 Union, MS ZIPs carry a price-cycle phase; Union, MS ZIPs by phase (Union, MS), deepest drawdown first: peak, +3.4% YoY (Union, MS): 38610; peak, +3.8% YoY (Union, MS): 38625, 38652, 38828, 38841, Union, MS 38871; peak, +3.7% YoY (Union, MS): 38627; peak, +1.7% YoY (Union, MS): 38633; peak, +3.6% YoY (Union, MS): 38650, 38824, 38849.
Residential listings by Union, MS ZIP
Union, MS ZIPs with the most tracked Union, MS residential listings: 38828 4 listings, 4 candidates, bank pressure 62; 38652 1 listings, 1 candidates, bank pressure 62; 38650 0 listings, 0 candidates, bank pressure 65. Union, MS totals: 5 listings; Union, MS candidates 5; active ZIPs 0.
HUD assisted housing in Union, MS
2 assisted properties with 174 units sit in Union, MS; largest Union, MS properties: Park Place Of New Albany (New Albany) 144 units; Fairview Apts (New Albany) 30 units, 30 assisted.
Lenders with branches in Union, MS
Union, MS lenders by branch count: Bna Bank (Union, MS): stress 55, 4 branches low in Union, MS; Renasant Bank (Union, MS): stress 43, 2 branches low in Union, MS.
Vacancy and permits, Union, MS
2,401 of 12,250 Union, MS housing units are vacant; Union, MS permits, twelve months: 0 multifamily units in Union, MS, 19 one-to-four unit units.
Work Union, MS at the parcel level
Every Union, MS parcel carries owner and address; every Union, MS parcel carries APN; Union, MS distress scores sit on the Union, MS live board.
Union, MS figures refresh with each source.
Union, MS questions
Most distressed ZIP code in Union County, MS?
ZIP 38849 leads Union, MS at 25/100; next in Union, MS: 38824 at 18/100; the Union, MS average is 15/100.
Where does Union County, MS rank for investment opportunity?
Union, MS is #970 among all ranked counties, #30 in Mississippi; the Union, MS driver is vacancy; Union, MS moved down 440 places.
How many mortgages are delinquent in Union County, MS?
Union, MS takes the non-metro area reading of 1.8% for December 2025; no CFPB county sample covers Union, MS.
Which banks lend in Union County, MS?
2 watched lenders hold Union, MS branches; the largest Union, MS footprints are Bna Bank (4), Renasant Bank (2).
More on Union, MS
Union County, MS distress report: public-record figures for Union, MS; not legal advice for Union, MS; not tax or investment advice; verify every Union, MS record before acting.