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Union County, PA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Union County, Pennsylvania? DLRadar grades every Union County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 27/100. Here is the 2026 Union County breakdown.

  • Union County's most distressed ZIP is 17810 at 27/100.
  • 14 ZIP codes tracked in Union County, averaging 23/100 distress.
  • Union County reads peak — home values up 4.2% year over year.
  • Vacancy runs 11.2% across Union County's tracked ZIPs, with a 11.8% poverty rate.
  • The typical Union County home is worth about $219,623 against a ~$74,015 median income.
  • Lending headwind in Union County sits at 0/100 — a forward read on distressed supply.

All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).

RankZIPComposite distress
11781027/100
21782924/100
31783524/100
41783724/100
51784424/100
61784524/100
71785524/100
81785624/100
91788024/100
101788524/100
111788624/100
121788724/100

Most distressed ZIP codes in Union County (composite distress 0-100, 2026)

What is driving Union County distress

Union County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 23/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.

Union County market phase and pricing

Union County currently sits in peak after a 4.2% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.

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Common questions

Where is distress highest inside Union County, PA?

ZIP 17810 leads Union County at 27/100, recomputed monthly from public records.

What stage of the price cycle is Union County at?

FHFA price-index movement places Union County in peak; prices are up 4.2% over twelve months.

What are the sources behind these Union County numbers?

Every Union County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 14 Union County ZIP codes that it runs on every other U.S. county, so Union County's numbers are directly comparable to any other market.

How much do distress scores vary between Union County ZIP codes?

A county average hides the spread. Across the Union County ZIPs DLRadar ranks, scores run from 27/100 in 17810 down to 24/100 in 17887, against a Union County average of 23/100. Because the gap runs to 3 points, Union County rewards ZIP-level precision.

What do Union County home values and vacancy say about distressed supply?

The typical Union County home carries about $219,623 of value against a median household income near $74,015. Vacancy across Union County's tracked ZIPs runs 11.2% and the poverty rate is 11.8%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Union County's foreclosure and tax-lien record and its 0/100 lending headwind.

Related

This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.

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