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Union County, PA: Foreclosures, Tax Liens & Distressed Properties

Union County, PA, Pennsylvania: 14 ZIP codes scored, Union County, PA averaging 24/100 (low, Union, PA), from 15 to 28. Union County, PA is in its peak phase (Union, PA confidence 28/100): Union, PA home prices up 4.2% (Union, PA) over twelve months. Union County, PA lender headwind: 0/100.

Highest-scoring Union County, PA ZIPs: 17810 (28/100), 17829 (25/100), 17835 (25/100), 17837 (25/100), 17844 (25/100), 17845 (25/100). Also scored in Union County, PA: 17855, 17856, 17880, 17885, 17886, 17887, 17889, 17870.

Across Union County, PA's scored ZIPs: median home value $219,623, household income $74,015, 11.2% vacancy, 11.8% poverty, 74% owner-occupied, median age 43.9.

Union County, PA insurance distress 69/100 (#647 in the US); FEMA hazard 63/100 for Union, PA; 2 federal disaster declarations in Union County, PA since 2023; 10 Union, PA NFIP flood claims, $205K paid; Union, PA construction distress 48/100.

9 banks with 16 branches lend in Union County, PA; Union, PA weighted bank stress 58/100, highest 67/100 in Union, PA.

Union County, PA unemployment 3.5% (Union, PA -0.9 pts, six months); 53 new housing units permitted in Union County, PA over twelve months, Union, PA up 2% from 52; Union, PA home prices +7.2% a year (Union, PA) over three years.

16,205 housing units in Union County, PA; 4,083 Union, PA renter households; 44% of Union, PA renters spend 30%+ of income on rent, 18% (Union, PA) half or more.

Union County, PA ranks #2,707 nationally on the opportunity index (Union, PA, among all ranked counties); Union, PA scores 24.9/100 and Union, PA sits #57 inside Pennsylvania. Union, PA is in the weak opportunity phase; Union, PA's primary driver is vacancy, Union, PA second driver bank institutional; Union, PA moved down 332 places. 69 days on market observed in Union, PA; 10.5% vacancy over 14 Union, PA ZIPs.

No CFPB county sample covers Union County, PA. The non-metro area reading for Union, PA: 1.6% ninety-plus days late; Union, PA's thirty-to-eighty-nine share is 2.1% (Union, PA, December 2025 data); Pennsylvania overall 1.0%.

Union County, PA has 7 watched banks; 7 Union, PA banks sit in an elevated band. Union, PA footprints: Citizens&Northern Bank (3 branches, stress 67) in Union, PA; Central Penn Bank&Trust (3 branches, stress 59) in Union, PA; First Nb Of Pennsylvania (2 branches, stress 55) in Union, PA.

HUD lists 1 assisted multifamily property in Union County, PA with 80 units; 79 Union, PA units are assisted, 1 Union, PA properties under project-based Section 8.

1,659 of the 16,205 housing units in Union, PA sit vacant. Union County, PA permitted 0 multifamily units in twelve months; Union, PA's one-to-four unit structures added 53 units in Union County, PA.

Peak
Market phase
4.2%
Union, PA HPI YoY
0%
Drawdown
28
Union confidence

Where distress concentrates in Union County

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