Valley County, ID Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Valley County, ID distress report, 2026: 5 ZIPs scored in Valley, ID, Valley, ID average 12/100; the top Valley, ID ZIP is 83638 at 14/100; Valley, ID market phase peak, Valley, ID prices +1.5% year over year.
- Valley, ID ranks #1,174 nationally (opportunity index); Valley, ID #8 in Idaho; Valley, ID index 30.6.
- Valley, ID: no CFPB county sample; Valley, ID non-metro area reading 0.6%.
- Valley, ID ZIP phases: 4 peak, 1 neutral.
- Valley, ID residential listings tracked: 17 across 4 ZIPs; Valley, ID candidate listings 14.
- Valley, ID lenders on watch: 1; largest Valley, ID footprint Idaho First Bank (1 branch).
- Valley, ID most distressed ZIP: 83638 at 14/100.
Valley, ID figures: DLRadar distress index; Valley, ID inputs: CFPB, FHFA, HUD, FDIC; Valley, ID rebuilt as sources refresh.
| Rank | Valley, ID ZIP | Score |
|---|---|---|
| 1 | 83638 | 14/100 |
| 2 | 83611 | 13/100 |
| 3 | 83657 | 13/100 |
| 4 | 83615 | 10/100 |
| 5 | 83677 | 10/100 |
Most distressed Valley, ID ZIPs (0-100, 2026)
Mortgage delinquency around Valley, ID
No CFPB county sample covers Valley, ID; the non-metro area reading for Valley, ID: 0.6% ninety-plus; Valley, ID area thirty-to-eighty-nine 1.8% (December 2025, Valley, ID); Idaho overall 0.6%.
Opportunity index: Valley, ID
Valley, ID index 30.6, Valley, ID phase early_signal; Valley, ID primary driver vacancy, Valley, ID second driver bank institutional. Valley, ID components: property stress 27.4, foreclosure pressure 29.3, listing discounts 24.2, bank stress 57.0, insurance 0.0; Valley, ID pulse 35.2; Valley, ID capital opportunity 23.8; Valley, ID seven-day change -0.2%.
ZIP market phases inside Valley, ID
5 Valley, ID ZIPs carry a price-cycle phase; Valley, ID ZIPs by phase (Valley, ID), deepest drawdown first: peak, +1.5% YoY (Valley, ID): 83611, 83615, 83638, 83677; neutral, +3.8% YoY (Valley, ID): 83657.
Residential listings by Valley, ID ZIP
Valley, ID ZIPs with the most tracked Valley, ID residential listings: 83611 12 listings, 11 candidates, bank pressure 65; 83615 3 listings, 1 candidates, bank pressure 66; 83638 2 listings, 2 candidates, bank pressure 66; 83677 0 listings, 0 candidates, bank pressure 66 (Valley, ID). Valley, ID totals: 17 listings; Valley, ID candidates 14; active ZIPs 0.
Lenders with branches in Valley, ID
Valley, ID lenders by branch count: Idaho First Bank (Valley, ID): stress 72, 1 branch low in Valley, ID.
Vacancy and permits, Valley, ID
8,560 of 12,878 Valley, ID housing units are vacant; Valley, ID permits, twelve months: 9 multifamily units in Valley, ID, 276 one-to-four unit units.
Work Valley, ID at the parcel level
Every Valley, ID parcel carries owner and address; every Valley, ID parcel carries APN; Valley, ID distress scores sit on the Valley, ID live board.
Valley, ID figures refresh with each source.
Valley, ID questions
Most distressed ZIP code in Valley County, ID?
ZIP 83638 leads Valley, ID at 14/100; next in Valley, ID: 83611 at 13/100; the Valley, ID average is 12/100.
Where does Valley County, ID rank for investment opportunity?
Valley, ID is #1,174 among all ranked counties, #8 in Idaho; the Valley, ID driver is vacancy; Valley, ID moved down 109 places.
How many mortgages are delinquent in Valley County, ID?
Valley, ID takes the non-metro area reading of 0.6% for December 2025; no CFPB county sample covers Valley, ID.
Which banks lend in Valley County, ID?
1 watched lenders hold Valley, ID branches; the largest Valley, ID footprints are Idaho First Bank (1).
More on Valley, ID
Valley County, ID distress report: public-record figures for Valley, ID; not legal advice for Valley, ID; not tax or investment advice; verify every Valley, ID record before acting.