Valley County, ID Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Valley County, Idaho? DLRadar grades every Valley County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 15/100. Here is the 2026 Valley County breakdown.
- Valley County's most distressed ZIP is 83611 at 15/100.
- 5 ZIP codes tracked in Valley County, averaging 14/100 distress.
- Valley County reads peak — home values up 1.5% year over year.
- Vacancy runs 64.8% across Valley County's tracked ZIPs, with a 9.4% poverty rate.
- The typical Valley County home is worth about $624,400 against a ~$79,300 median income.
- Lending headwind in Valley County sits at 63/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 83611 | 15/100 |
| 2 | 83638 | 15/100 |
| 3 | 83657 | 14/100 |
| 4 | 83615 | 12/100 |
| 5 | 83677 | 12/100 |
Most distressed ZIP codes in Valley County (composite distress 0-100, 2026)
What is driving Valley County distress
The Valley County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 14/100 ZIP average. No proprietary or modelled inputs enter the score.
Valley County market phase and pricing
Valley County reads peak — home prices rose 1.5% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
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Questions and answers
Which part of Valley County, ID scores highest for distress?
ZIP 83611 leads Valley County at 15/100, recomputed monthly from public records.
Is Valley County expanding or contracting?
Valley County currently sits in peak, with values up 1.5% year on year, based on FHFA price-index trajectory.
Where does the Valley County data come from?
Valley County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 5 ZIPs are comparable to anywhere else.
How much do distress scores vary between Valley County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Valley County ZIPs DLRadar ranks, scores run from 15/100 in 83611 down to 12/100 in 83677, against a Valley County average of 14/100. The 3-point range is the argument for ZIP-level search across Valley County.
What do Valley County home values and vacancy say about distressed supply?
The typical Valley County home carries about $624,400 of value against a median household income near $79,300. Vacancy across Valley County's tracked ZIPs runs 64.8% and the poverty rate is 9.4%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Valley County's foreclosure and tax-lien filings and its 63/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.