Vernon County, MO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Vernon County, Missouri? DLRadar grades every Vernon County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 20/100. Here is the 2026 Vernon County breakdown.
- Vernon County's most distressed ZIP is 64728 at 20/100.
- 14 ZIP codes tracked in Vernon County, averaging 18/100 distress.
- Vernon County reads peak — home values up 4.4% year over year.
- Vacancy runs 20.3% across Vernon County's tracked ZIPs, with a 14.9% poverty rate.
- The typical Vernon County home is worth about $147,300 against a ~$51,069 median income.
- Lending headwind in Vernon County sits at 60/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 64728 | 20/100 |
| 2 | 64741 | 20/100 |
| 3 | 64765 | 20/100 |
| 4 | 64767 | 20/100 |
| 5 | 64771 | 20/100 |
| 6 | 64772 | 20/100 |
| 7 | 64778 | 20/100 |
| 8 | 64790 | 20/100 |
| 9 | 64750 | 18/100 |
| 10 | 64784 | 17/100 |
| 11 | 64752 | 16/100 |
| 12 | 64783 | 15/100 |
Most distressed ZIP codes in Vernon County (composite distress 0-100, 2026)
What is driving Vernon County distress
Nothing here is estimated: Vernon County is scored from filings alone, and its ZIPs average 18/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Vernon County market phase and pricing
The cycle in Vernon County is peak, with values up 4.4% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Vernon County
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Frequently asked questions
Which part of Vernon County, MO scores highest for distress?
ZIP 64728 leads Vernon County at 20/100, recomputed monthly from public records.
What market phase is Vernon County in?
Vernon County is classified peak with a 4.4% year-over-year increase, following the FHFA House Price Index.
Where does the Vernon County data come from?
Vernon County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 14 ZIPs are comparable to anywhere else.
How much do distress scores vary between Vernon County ZIP codes?
A single county score papers over real variation. Across the Vernon County ZIPs DLRadar ranks, scores run from 20/100 in 64728 down to 15/100 in 64783, against a Vernon County average of 18/100. With 5 points between best and worst, county-level targeting in Vernon County wastes effort.
What do Vernon County home values and vacancy say about distressed supply?
The typical Vernon County home carries about $147,300 of value against a median household income near $51,069. Vacancy across Vernon County's tracked ZIPs runs 20.3% and the poverty rate is 14.9%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Vernon County's foreclosure and tax-lien record and its 60/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.