Vernon County, MO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Vernon County, MO distress report, 2026: 14 ZIPs scored in Vernon, MO, Vernon, MO average 20/100; the top Vernon, MO ZIP is 64728 at 23/100; Vernon, MO market phase peak, Vernon, MO prices +4.4% year over year.
- Vernon, MO ranks #1,017 nationally (opportunity index); Vernon, MO #29 in Missouri; Vernon, MO index 31.1.
- Vernon, MO: no CFPB county sample; Vernon, MO non-metro area reading 0.9%.
- Vernon, MO ZIP phases: 14 peak.
- Vernon, MO residential listings tracked: 5 across 12 ZIPs; Vernon, MO candidate listings 2.
- Vernon, MO lenders on watch: 3; largest Vernon, MO footprint Metz Banking Co (2 branches).
- Vernon, MO most distressed ZIP: 64728 at 23/100.
Vernon, MO figures: DLRadar distress index; Vernon, MO inputs: CFPB, FHFA, HUD, FDIC; Vernon, MO rebuilt as sources refresh.
| Rank | Vernon, MO ZIP | Score |
|---|---|---|
| 1 | 64728 | 23/100 |
| 2 | 64741 | 23/100 |
| 3 | 64765 | 23/100 |
| 4 | 64767 | 23/100 |
| 5 | 64771 | 23/100 |
| 6 | 64772 | 23/100 |
| 7 | 64778 | 23/100 |
| 8 | 64790 | 23/100 |
| 9 | 64750 | 21/100 |
| 10 | 64783 | 19/100 |
| 11 | 64784 | 18/100 |
| 12 | 64752 | 16/100 |
Most distressed Vernon, MO ZIPs (0-100, 2026)
Mortgage delinquency around Vernon, MO
No CFPB county sample covers Vernon, MO; the non-metro area reading for Vernon, MO: 0.9% ninety-plus; Vernon, MO area thirty-to-eighty-nine 2.4% (December 2025, Vernon, MO); Missouri overall 0.9%.
Opportunity index: Vernon, MO
Vernon, MO index 31.1, Vernon, MO phase watchlist; Vernon, MO primary driver vacancy, Vernon, MO second driver bank institutional. Vernon, MO components: property stress 22.0, foreclosure pressure 21.4, listing discounts 33.1, bank stress 54.7, insurance 0.0; Vernon, MO pulse 34.0; Vernon, MO capital opportunity 26.7.
ZIP market phases inside Vernon, MO
14 Vernon, MO ZIPs carry a price-cycle phase; Vernon, MO ZIPs by phase (Vernon, MO), deepest drawdown first: peak, +4.4% YoY (Vernon, MO): 64728, 64741, 64744, 64750, Vernon, MO 64765, 64767, 64771, 64772, Vernon, MO 64778, 64783, 64784, 64790; peak, +3.7% YoY (Vernon, MO): 64752; peak, +3.3% YoY (Vernon, MO): 64779.
Residential listings by Vernon, MO ZIP
Vernon, MO ZIPs with the most tracked Vernon, MO residential listings: 64772 4 listings, 2 candidates, bank pressure 67; 64783 1 listings, 0 candidates, bank pressure 61; 64728 0 listings, 0 candidates, bank pressure 67; 64741 0 listings, 0 candidates, bank pressure 67 (Vernon, MO); 64750 0 listings, 0 candidates, bank pressure 61; 64752 0 listings, 0 candidates, bank pressure 59; 64765 0 listings, 0 candidates, bank pressure 67; 64767 0 listings, 0 candidates, bank pressure 67. Vernon, MO totals: 5 listings; Vernon, MO candidates 2; active ZIPs 0.
Lenders with branches in Vernon, MO
Vernon, MO lenders by branch count: Metz Banking Co (Vernon, MO): stress 55, 2 branches low in Vernon, MO; Great Southern Bank (Vernon, MO): stress 62, 1 branch low in Vernon, MO; First Nb Of Nevada Missouri (Vernon, MO): stress 61, 1 branch low in Vernon, MO.
Vacancy and permits, Vernon, MO
1,174 of 8,928 Vernon, MO housing units are vacant; Vernon, MO permits, twelve months: 16 multifamily units in Vernon, MO, 6 one-to-four unit units.
Work Vernon, MO at the parcel level
Every Vernon, MO parcel carries owner and address; every Vernon, MO parcel carries APN; Vernon, MO distress scores sit on the Vernon, MO live board.
Vernon, MO figures refresh with each source.
Vernon, MO questions
Most distressed ZIP code in Vernon County, MO?
ZIP 64728 leads Vernon, MO at 23/100; next in Vernon, MO: 64741 at 23/100; the Vernon, MO average is 20/100.
Where does Vernon County, MO rank for investment opportunity?
Vernon, MO is #1,017 among all ranked counties, #29 in Missouri; the Vernon, MO driver is vacancy; Vernon, MO moved up 437 places.
How many mortgages are delinquent in Vernon County, MO?
Vernon, MO takes the non-metro area reading of 0.9% for December 2025; no CFPB county sample covers Vernon, MO.
Which banks lend in Vernon County, MO?
3 watched lenders hold Vernon, MO branches; the largest Vernon, MO footprints are Metz Banking Co (2), Great Southern Bank (1), First Nb Of Nevada Missouri (1).
More on Vernon, MO
Vernon County, MO distress report: public-record figures for Vernon, MO; not legal advice for Vernon, MO; not tax or investment advice; verify every Vernon, MO record before acting.