Virginia Beach County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Virginia Beach County, VA distress report, 2026: 12 ZIPs scored in Virginia Beach, VA, Virginia Beach, VA average 18/100; the top Virginia Beach, VA ZIP is 23451 at 18/100; Virginia Beach, VA market phase peak, Virginia Beach, VA prices +3.4% year over year.
- Virginia Beach, VA ranks #2,987 nationally (opportunity index); Virginia Beach, VA #107 in Virginia; Virginia Beach, VA index 23.3.
- Virginia Beach, VA ninety-day mortgage delinquency 0.9% in December 2025; Virginia Beach, VA twelve-month change +0.3%.
- Virginia Beach, VA ZIP phases: 12 peak.
- Virginia Beach, VA residential listings tracked: 98 across 12 ZIPs; Virginia Beach, VA candidate listings 23.
- Virginia Beach, VA HUD assisted properties: 34 with 4,948 units.
- Virginia Beach, VA lenders on watch: 4; largest Virginia Beach, VA footprint Townebank (6 branches).
- Virginia Beach, VA most distressed ZIP: 23451 at 18/100.
Virginia Beach, VA figures: DLRadar distress index; Virginia Beach, VA inputs: CFPB, FHFA, HUD, FDIC; Virginia Beach, VA rebuilt as sources refresh.
| Rank | Virginia Beach, VA ZIP | Score |
|---|---|---|
| 1 | 23451 | 18/100 |
| 2 | 23452 | 18/100 |
| 3 | 23453 | 18/100 |
| 4 | 23454 | 18/100 |
| 5 | 23455 | 18/100 |
| 6 | 23456 | 18/100 |
| 7 | 23457 | 18/100 |
| 8 | 23459 | 18/100 |
| 9 | 23460 | 18/100 |
| 10 | 23461 | 18/100 |
| 11 | 23462 | 18/100 |
| 12 | 23464 | 18/100 |
Most distressed Virginia Beach, VA ZIPs (0-100, 2026)
Mortgage delinquency in Virginia Beach, VA
0.9% of Virginia Beach, VA mortgages were ninety-plus days late (Virginia Beach, VA, December 2025); Virginia Beach, VA thirty-to-eighty-nine days late: 1.6%; Virginia Beach, VA twelve-month change +0.3%; Virginia Beach, VA peak since 2008: 3.7% (January 2010); Virginia overall 0.8%. Virginia Beach, VA ninety-day series: Dec 24 0.6, Jan 25 0.6, Feb 25 0.7 (Virginia Beach, VA), Mar 25 0.7, Apr 25 0.7, May 25 0.7 (Virginia Beach, VA), Jun 25 0.6, Jul 25 0.6, Aug 25 0.6 (Virginia Beach, VA), Sep 25 0.6, Oct 25 0.7, Nov 25 0.9 (Virginia Beach, VA), Dec 25 0.9.
Opportunity index: Virginia Beach, VA
Virginia Beach, VA index 23.3, Virginia Beach, VA phase weak; Virginia Beach, VA primary driver bank institutional, Virginia Beach, VA second driver vacancy. Virginia Beach, VA components: property stress 11.0, foreclosure pressure 9.7, listing discounts 26.8, bank stress 56.0, insurance 0.0; Virginia Beach, VA pulse 24.3; Virginia Beach, VA capital opportunity 21.8; Virginia Beach, VA seven-day change +0.3%.
ZIP market phases inside Virginia Beach, VA
12 Virginia Beach, VA ZIPs carry a price-cycle phase; Virginia Beach, VA ZIPs by phase (Virginia Beach, VA), deepest drawdown first: peak, +3.4% YoY (Virginia Beach, VA): 23451, 23452, 23453, 23454, Virginia Beach, VA 23455, 23456, 23457, 23459, Virginia Beach, VA 23460, 23461, 23462, 23464.
Residential listings by Virginia Beach, VA ZIP
Virginia Beach, VA ZIPs with the most tracked Virginia Beach, VA residential listings: 23456 15 listings, 4 candidates, bank pressure 58; 23462 15 listings, 1 candidates, bank pressure 60; 23451 13 listings, 6 candidates, bank pressure 58; 23464 12 listings, 3 candidates, bank pressure 58 (Virginia Beach, VA); 23452 11 listings, 2 candidates, bank pressure 58; 23455 11 listings, 2 candidates, bank pressure 58; 23453 10 listings, 2 candidates, bank pressure 58; 23454 8 listings, 1 candidates, bank pressure 58. Virginia Beach, VA totals: 98 listings; Virginia Beach, VA candidates 23; active ZIPs 9.
HUD assisted housing in Virginia Beach, VA
34 assisted properties with 4,948 units sit in Virginia Beach, VA; largest Virginia Beach, VA properties: The Cosmopolitan (Virginia Beach) 341 units; Brenneman Farm Apartments (Virginia Beach) 304 units; Mezzo Apartments Homes (Virginia Beach) 282 units in Virginia Beach, VA; The Marq Apartments (Virginia Beach) 264 units; The Choices At Holland Windsor (Virginia Beach) 252 units; Coastal 61 At Oxford Village (Virginia Beach) 244 units.
Lenders with branches in Virginia Beach, VA
Virginia Beach, VA lenders by branch count: Townebank (Virginia Beach, VA): stress 36, 6 branches low in Virginia Beach, VA; Atlantic Union Bank (Virginia Beach, VA): stress 40, 4 branches low in Virginia Beach, VA; Blue Ridge Bank Na (Virginia Beach, VA): stress 87, 1 branch moderate in Virginia Beach, VA; Integrity Bank For Business (Virginia Beach, VA): stress 53, 1 branch moderate in Virginia Beach, VA.
Vacancy and permits, Virginia Beach, VA
11,443 of 191,294 Virginia Beach, VA housing units are vacant; Virginia Beach, VA permits, twelve months: 403 multifamily units in Virginia Beach, VA, 212 one-to-four unit units.
Work Virginia Beach, VA at the parcel level
Every Virginia Beach, VA parcel carries owner and address; every Virginia Beach, VA parcel carries APN; Virginia Beach, VA distress scores sit on the Virginia Beach, VA live board.
Virginia Beach, VA figures refresh with each source.
Virginia Beach, VA questions
Most distressed ZIP code in Virginia Beach County, VA?
ZIP 23451 leads Virginia Beach, VA at 18/100; next in Virginia Beach, VA: 23452 at 18/100; the Virginia Beach, VA average is 18/100.
Where does Virginia Beach County, VA rank for investment opportunity?
Virginia Beach, VA is #2,987 among all ranked counties, #107 in Virginia; the Virginia Beach, VA driver is bank institutional; Virginia Beach, VA moved up 112 places.
How many mortgages are delinquent in Virginia Beach County, VA?
0.9% of Virginia Beach, VA mortgages were ninety-plus days late in December 2025; the Virginia Beach, VA peak since 2008 was 3.7%.
Which banks lend in Virginia Beach County, VA?
4 watched lenders hold Virginia Beach, VA branches; the largest Virginia Beach, VA footprints are Townebank (6), Atlantic Union Bank (4), Blue Ridge Bank Na (1).
More on Virginia Beach, VA
Virginia Beach County, VA distress report: public-record figures for Virginia Beach, VA; not legal advice for Virginia Beach, VA; not tax or investment advice; verify every Virginia Beach, VA record before acting.