Warren County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Warren County, Illinois? DLRadar grades every Warren County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 19/100. Here is the 2026 Warren County breakdown.
- Warren County's most distressed ZIP is 61415 at 19/100.
- 14 ZIP codes tracked in Warren County, averaging 15/100 distress.
- Warren County reads expansion — home values up 5.3% year over year.
- Vacancy runs 10% across Warren County's tracked ZIPs, with a 11.7% poverty rate.
- The typical Warren County home is worth about $106,515 against a ~$54,314 median income.
- Lending headwind in Warren County sits at 64/100 — a forward read on distressed supply.
Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 61415 | 19/100 |
| 2 | 61401 | 18/100 |
| 3 | 61474 | 18/100 |
| 4 | 61410 | 17/100 |
| 5 | 61447 | 15/100 |
| 6 | 61453 | 15/100 |
| 7 | 61475 | 15/100 |
| 8 | 61478 | 14/100 |
| 9 | 61412 | 13/100 |
| 10 | 61417 | 13/100 |
| 11 | 61423 | 13/100 |
| 12 | 61435 | 13/100 |
Most distressed ZIP codes in Warren County (composite distress 0-100, 2026)
What is driving Warren County distress
Warren County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 15/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Warren County market phase and pricing
The cycle in Warren County is expansion, with values up 5.3% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Warren County
The Warren County scores above are open to read. A 60-minute exploration adds the individual distressed properties behind each ZIP — no card required.
Nothing charged today · every module open, on live data.
Frequently asked questions
Which part of Warren County, IL scores highest for distress?
ZIP 61415 leads Warren County at 19/100, recomputed monthly from public records.
Is Warren County expanding or contracting?
Warren County reads expansion, with home prices up 5.3% year over year. Phase comes from FHFA House Price Index trajectory.
How is the Warren County data sourced?
Every Warren County figure traces to a public source — FHFA House Price Index for the expansion trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 14 Warren County ZIP codes that it runs on every other U.S. county, so Warren County's numbers are directly comparable to any other market.
How much do distress scores vary between Warren County ZIP codes?
A county average hides the spread. Across the Warren County ZIPs DLRadar ranks, scores run from 19/100 in 61415 down to 13/100 in 61435, against a Warren County average of 15/100. A spread of 6 points means Warren County has to be worked ZIP by ZIP.
What do Warren County home values and vacancy say about distressed supply?
The typical Warren County home carries about $106,515 of value against a median household income near $54,314. Vacancy across Warren County's tracked ZIPs runs 10% and the poverty rate is 11.7%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Warren County's foreclosure and lien data and its 64/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.