Waseca County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Waseca County, MN distress report, 2026: 13 ZIPs scored in Waseca, MN, Waseca, MN average 19/100; the top Waseca, MN ZIP is 55052 at 28/100; Waseca, MN market phase peak, Waseca, MN prices +3.4% year over year.
- Waseca, MN ranks #3,073 nationally (opportunity index); Waseca, MN #77 in Minnesota; Waseca, MN index 22.4.
- Waseca, MN: no CFPB county sample; Waseca, MN non-metro area reading 1.0%.
- Waseca, MN ZIP phases: 13 peak.
- Waseca, MN residential listings tracked: 1 across 4 ZIPs; Waseca, MN candidate listings 1.
- Waseca, MN HUD assisted properties: 2 with 52 units.
- Waseca, MN lenders on watch: 6; largest Waseca, MN footprint Minnwest Bank (2 branches).
- Waseca, MN most distressed ZIP: 55052 at 28/100.
Waseca, MN figures: DLRadar distress index; Waseca, MN inputs: CFPB, FHFA, HUD, FDIC; Waseca, MN rebuilt as sources refresh.
| Rank | Waseca, MN ZIP | Score |
|---|---|---|
| 1 | 55052 | 28/100 |
| 2 | 56096 | 24/100 |
| 3 | 56028 | 23/100 |
| 4 | 56065 | 23/100 |
| 5 | 56063 | 21/100 |
| 6 | 56078 | 20/100 |
| 7 | 56068 | 18/100 |
| 8 | 56026 | 17/100 |
| 9 | 56048 | 17/100 |
| 10 | 56072 | 16/100 |
| 11 | 56091 | 16/100 |
| 12 | 56093 | 16/100 |
Most distressed Waseca, MN ZIPs (0-100, 2026)
Mortgage delinquency around Waseca, MN
No CFPB county sample covers Waseca, MN; the non-metro area reading for Waseca, MN: 1.0% ninety-plus; Waseca, MN area thirty-to-eighty-nine 2.2% (December 2025, Waseca, MN); Minnesota overall 0.6%.
Opportunity index: Waseca, MN
Waseca, MN index 22.4, Waseca, MN phase weak; Waseca, MN primary driver bank institutional, Waseca, MN second driver vacancy. Waseca, MN components: property stress 14.4, foreclosure pressure 11.4, listing discounts 19.2, bank stress 62.9, insurance 0.0; Waseca, MN pulse 25.3; Waseca, MN capital opportunity 18.0; Waseca, MN seven-day change +0.3%.
ZIP market phases inside Waseca, MN
13 Waseca, MN ZIPs carry a price-cycle phase; Waseca, MN ZIPs by phase (Waseca, MN), deepest drawdown first: peak, +0.8% YoY, 1.1% off peak (Waseca, MN): 56065; peak, +1.5% YoY, 0.7% off peak (Waseca, MN): 56063; peak, +2.1% YoY, 0.6% off peak (Waseca, MN): 56078; peak, +2.3% YoY, 0.5% off peak (Waseca, MN): 56068; peak, +2.8% YoY, 0.3% off peak (Waseca, MN): 56048; peak, +2.8% YoY (Waseca, MN): 55052; peak, +2.7% YoY (Waseca, MN): 56026; peak, +2.5% YoY (Waseca, MN): 56028, 56096; peak, +3.2% YoY (Waseca, MN): 56072; peak, +3.4% YoY (Waseca, MN): 56091; peak, +3.3% YoY (Waseca, MN): 56093, 56097.
Residential listings by Waseca, MN ZIP
Waseca, MN ZIPs with the most tracked Waseca, MN residential listings: 56093 1 listings, 1 candidates, bank pressure 66; 56048 0 listings, 0 candidates, bank pressure 64; 56072 0 listings, 0 candidates, bank pressure 64; 56091 0 listings, 0 candidates, bank pressure 60 (Waseca, MN). Waseca, MN totals: 1 listings; Waseca, MN candidates 1; active ZIPs 1.
HUD assisted housing in Waseca, MN
2 assisted properties with 52 units sit in Waseca, MN; largest Waseca, MN properties: Royal Villa Rad Conversion (New Richland) 30 units; Realife Coop Waseca (Waseca) 22 units.
Lenders with branches in Waseca, MN
Waseca, MN lenders by branch count: Minnwest Bank (Waseca, MN): stress 62, 2 branches moderate in Waseca, MN; Fm Bank (Waseca, MN): stress 69, 1 branch moderate in Waseca, MN; United Prairie Bank (Waseca, MN): stress 61, 1 branch moderate in Waseca, MN; Janesville State Bank (Waseca, MN): stress 57, 1 branch low in Waseca, MN; Keen Bank National Assn (Waseca, MN): stress 56, 1 branch moderate in Waseca, MN; State Bank Of New Richland (Waseca, MN): stress 52, 1 branch low in Waseca, MN.
Vacancy and permits, Waseca, MN
445 of 7,922 Waseca, MN housing units are vacant; Waseca, MN permits, twelve months: 36 multifamily units in Waseca, MN, 28 one-to-four unit units.
Work Waseca, MN at the parcel level
Every Waseca, MN parcel carries owner and address; every Waseca, MN parcel carries APN; Waseca, MN distress scores sit on the Waseca, MN live board.
Waseca, MN figures refresh with each source.
Waseca, MN questions
Most distressed ZIP code in Waseca County, MN?
ZIP 55052 leads Waseca, MN at 28/100; next in Waseca, MN: 56096 at 24/100; the Waseca, MN average is 19/100.
Where does Waseca County, MN rank for investment opportunity?
Waseca, MN is #3,073 among all ranked counties, #77 in Minnesota; the Waseca, MN driver is bank institutional; Waseca, MN moved down 31 places.
How many mortgages are delinquent in Waseca County, MN?
Waseca, MN takes the non-metro area reading of 1.0% for December 2025; no CFPB county sample covers Waseca, MN.
Which banks lend in Waseca County, MN?
6 watched lenders hold Waseca, MN branches; the largest Waseca, MN footprints are Minnwest Bank (2), Fm Bank (1), United Prairie Bank (1).
More on Waseca, MN
Waseca County, MN distress report: public-record figures for Waseca, MN; not legal advice for Waseca, MN; not tax or investment advice; verify every Waseca, MN record before acting.