Washington County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Washington County, Florida? DLRadar grades every Washington County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 34/100. Here is the 2026 Washington County breakdown.
- Washington County's most distressed ZIP is 32438 at 34/100.
- 10 ZIP codes tracked in Washington County, averaging 27/100 distress.
- Washington County reads neutral — home values up 4.9% year over year, 1.2% off peak.
- Vacancy runs 14.2% across Washington County's tracked ZIPs, with a 20.7% poverty rate.
- The typical Washington County home is worth about $141,290 against a ~$50,002 median income.
- Lending headwind in Washington County sits at 3/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 32438 | 34/100 |
| 2 | 32466 | 32/100 |
| 3 | 32420 | 30/100 |
| 4 | 32431 | 29/100 |
| 5 | 32437 | 27/100 |
| 6 | 32462 | 27/100 |
| 7 | 32428 | 24/100 |
| 8 | 32427 | 23/100 |
| 9 | 32463 | 23/100 |
| 10 | 32425 | 22/100 |
Most distressed ZIP codes in Washington County (composite distress 0-100, 2026)
What is driving Washington County distress
Washington County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 27/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Washington County market phase and pricing
Washington County reads neutral — home prices rose 4.9% over the last year and are 1.2% off their peak. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Washington County
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Frequently asked questions
What is the most distressed ZIP code in Washington County, FL?
ZIP 32438 leads Washington County at 34/100, recomputed monthly from public records.
What market phase is Washington County in?
Washington County reads neutral, with home prices up 4.9% year over year. Phase comes from FHFA House Price Index trajectory.
Where does the Washington County data come from?
Every figure traces to a public source — FHFA HPI, CFPB, county recorder filings, FEMA/NFIP and Census ACS — scored deterministically, the same way in every county.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.