Washington County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Washington County, KY distress report, 2026: 8 ZIPs scored in Washington, KY, Washington, KY average 22/100; the top Washington, KY ZIP is 40330 at 26/100; Washington, KY market phase expansion, Washington, KY prices +5.3% year over year.
- Washington, KY ranks #273 nationally (opportunity index); Washington, KY #25 in Kentucky; Washington, KY index 35.1.
- Washington, KY: no CFPB county sample; Washington, KY non-metro area reading 1.1%.
- Washington, KY ZIP phases: 7 expansion, 1 neutral.
- Washington, KY residential listings tracked: 6 across 4 ZIPs; Washington, KY candidate listings 2.
- Washington, KY lenders on watch: 1; largest Washington, KY footprint Springfield State Bank (3 branches).
- Washington, KY most distressed ZIP: 40330 at 26/100.
Washington, KY figures: DLRadar distress index; Washington, KY inputs: CFPB, FHFA, HUD, FDIC; Washington, KY rebuilt as sources refresh.
| Rank | Washington, KY ZIP | Score |
|---|---|---|
| 1 | 40330 | 26/100 |
| 2 | 40040 | 25/100 |
| 3 | 40061 | 25/100 |
| 4 | 40069 | 25/100 |
| 5 | 40078 | 25/100 |
| 6 | 40468 | 20/100 |
| 7 | 40037 | 16/100 |
| 8 | 40033 | 14/100 |
Most distressed Washington, KY ZIPs (0-100, 2026)
Mortgage delinquency around Washington, KY
No CFPB county sample covers Washington, KY; the non-metro area reading for Washington, KY: 1.1% ninety-plus; Washington, KY area thirty-to-eighty-nine 3.0% (December 2025, Washington, KY); Kentucky overall 1.0%.
Opportunity index: Washington, KY
Washington, KY index 35.1, Washington, KY phase peak_opportunity; Washington, KY primary driver construction, Washington, KY second driver bank institutional. Washington, KY components: property stress 23.6, foreclosure pressure 22.7, listing discounts 43.7, bank stress 62.8, insurance 0.0; Washington, KY pulse 38.7; Washington, KY capital opportunity 29.6; Washington, KY seven-day change +1.0%.
ZIP market phases inside Washington, KY
8 Washington, KY ZIPs carry a price-cycle phase; Washington, KY ZIPs by phase (Washington, KY), deepest drawdown first: expansion, +5.3% YoY (Washington, KY): 40033, 40040, 40061, 40069, Washington, KY 40078, 40330; expansion, +5.1% YoY (Washington, KY): 40037; neutral, +4.6% YoY (Washington, KY): 40468.
Residential listings by Washington, KY ZIP
Washington, KY ZIPs with the most tracked Washington, KY residential listings: 40069 3 listings, 1 candidates, bank pressure 65; 40078 3 listings, 1 candidates, bank pressure 63; 40040 0 listings, 0 candidates, bank pressure 63; 40061 0 listings, 0 candidates, bank pressure 63 (Washington, KY). Washington, KY totals: 6 listings; Washington, KY candidates 2; active ZIPs 2.
Lenders with branches in Washington, KY
Washington, KY lenders by branch count: Springfield State Bank (Washington, KY): stress 65, 3 branches low in Washington, KY.
Vacancy and permits, Washington, KY
392 of 5,244 Washington, KY housing units are vacant; Washington, KY permits, twelve months: 0 multifamily units in Washington, KY, 17 one-to-four unit units.
Work Washington, KY at the parcel level
Every Washington, KY parcel carries owner and address; every Washington, KY parcel carries APN; Washington, KY distress scores sit on the Washington, KY live board.
Washington, KY figures refresh with each source.
Washington, KY questions
Most distressed ZIP code in Washington County, KY?
ZIP 40330 leads Washington, KY at 26/100; next in Washington, KY: 40040 at 25/100; the Washington, KY average is 22/100.
Where does Washington County, KY rank for investment opportunity?
Washington, KY is #273 among all ranked counties, #25 in Kentucky; the Washington, KY driver is construction; Washington, KY moved up 185 places.
How many mortgages are delinquent in Washington County, KY?
Washington, KY takes the non-metro area reading of 1.1% for December 2025; no CFPB county sample covers Washington, KY.
Which banks lend in Washington County, KY?
1 watched lenders hold Washington, KY branches; the largest Washington, KY footprints are Springfield State Bank (3).
More on Washington, KY
Washington County, KY distress report: public-record figures for Washington, KY; not legal advice for Washington, KY; not tax or investment advice; verify every Washington, KY record before acting.