Washington County, OK Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Washington County, OK distress report, 2026: 12 ZIPs scored in Washington, OK, Washington, OK average 20/100; the top Washington, OK ZIP is 74080 at 31/100; Washington, OK market phase peak, Washington, OK prices +2.2% year over year.
- Washington, OK ranks #1,626 nationally (opportunity index); Washington, OK #55 in Oklahoma; Washington, OK index 29.0.
- Washington, OK: no CFPB county sample; Washington, OK non-metro area reading 1.4%.
- Washington, OK ZIP phases: 12 peak.
- Washington, OK residential listings tracked: 15 across 6 ZIPs; Washington, OK candidate listings 5.
- Washington, OK HUD assisted properties: 8 with 496 units.
- Washington, OK lenders on watch: 8; largest Washington, OK footprint Bancfirst (2 branches).
- Washington, OK most distressed ZIP: 74080 at 31/100.
Washington, OK figures: DLRadar distress index; Washington, OK inputs: CFPB, FHFA, HUD, FDIC; Washington, OK rebuilt as sources refresh.
| Rank | Washington, OK ZIP | Score |
|---|---|---|
| 1 | 74080 | 31/100 |
| 2 | 74070 | 26/100 |
| 3 | 74021 | 25/100 |
| 4 | 74003 | 23/100 |
| 5 | 74022 | 21/100 |
| 6 | 74051 | 19/100 |
| 7 | 74006 | 18/100 |
| 8 | 74029 | 18/100 |
| 9 | 74061 | 18/100 |
| 10 | 74082 | 18/100 |
| 11 | 74083 | 12/100 |
| 12 | 74048 | 10/100 |
Most distressed Washington, OK ZIPs (0-100, 2026)
Mortgage delinquency around Washington, OK
No CFPB county sample covers Washington, OK; the non-metro area reading for Washington, OK: 1.4% ninety-plus; Washington, OK area thirty-to-eighty-nine 3.5% (December 2025, Washington, OK); Oklahoma overall 1.2%.
Opportunity index: Washington, OK
Washington, OK index 29.0, Washington, OK phase early_signal; Washington, OK primary driver bank institutional, Washington, OK second driver vacancy. Washington, OK components: property stress 17.7, foreclosure pressure 18.3, listing discounts 38.5, bank stress 59.3, insurance 0.0; Washington, OK pulse 30.3; Washington, OK capital opportunity 27.1; Washington, OK seven-day change -0.6%.
ZIP market phases inside Washington, OK
12 Washington, OK ZIPs carry a price-cycle phase; Washington, OK ZIPs by phase (Washington, OK), deepest drawdown first: peak, +3.4% YoY (Washington, OK): 74003, 74021, 74080; peak, +2.2% YoY (Washington, OK): 74006, 74029, 74061, 74082; peak, +2.8% YoY (Washington, OK): 74022; peak, +1.1% YoY (Washington, OK): 74048; peak, +2.3% YoY (Washington, OK): 74051; peak, +3.5% YoY (Washington, OK): 74070; peak, +1.4% YoY (Washington, OK): 74083.
Residential listings by Washington, OK ZIP
Washington, OK ZIPs with the most tracked Washington, OK residential listings: 74006 8 listings, 2 candidates, bank pressure 62; 74061 5 listings, 3 candidates, bank pressure 62; 74029 1 listings, 0 candidates, bank pressure 62; 74051 1 listings, 0 candidates, bank pressure 63 (Washington, OK); 74022 0 listings, 0 candidates, bank pressure 63; 74082 0 listings, 0 candidates, bank pressure 62. Washington, OK totals: 15 listings; Washington, OK candidates 5; active ZIPs 1.
HUD assisted housing in Washington, OK
8 assisted properties with 496 units sit in Washington, OK; largest Washington, OK properties: Bison Trails (Bartlesville) 158 units; Brookhaven Plaza (Bartlesville) 120 units, 120 assisted; Willow Park Apts (Bartlesville) 76 units, 55 assisted in Washington, OK; Willow Creek Apts (Bartlesville) 64 units, 45 assisted; Bartlesville Senior Citizens Apartments Ii (Bartlesville) 21 units, 21 assisted; Bartlesville Senior Citizens Apartments 1 (Bartlesville) 20 units, 19 assisted.
Lenders with branches in Washington, OK
Washington, OK lenders by branch count: Bancfirst (Washington, OK): stress 51, 2 branches low in Washington, OK; American Heritage Bank (Washington, OK): stress 74, 1 branch low in Washington, OK; Armstrong Bank (Washington, OK): stress 70, 1 branch low in Washington, OK; Bokf National Assn (Washington, OK): stress 63, 1 branch low in Washington, OK; Stride Bank National Assn (Washington, OK): stress 61, 1 branch low in Washington, OK; Rcb Bank (Washington, OK): stress 54, 1 branch low in Washington, OK; Gateway First Bank (Washington, OK): stress 51, 1 branch low in Washington, OK; City Nb&T Co Of Lawton Ok (Washington, OK): stress 46, 1 branch low in Washington, OK.
Vacancy and permits, Washington, OK
2,784 of 23,741 Washington, OK housing units are vacant; Washington, OK permits, twelve months: 0 multifamily units in Washington, OK, 83 one-to-four unit units.
Work Washington, OK at the parcel level
Every Washington, OK parcel carries owner and address; every Washington, OK parcel carries APN; Washington, OK distress scores sit on the Washington, OK live board.
Washington, OK figures refresh with each source.
Washington, OK questions
Most distressed ZIP code in Washington County, OK?
ZIP 74080 leads Washington, OK at 31/100; next in Washington, OK: 74070 at 26/100; the Washington, OK average is 20/100.
Where does Washington County, OK rank for investment opportunity?
Washington, OK is #1,626 among all ranked counties, #55 in Oklahoma; the Washington, OK driver is bank institutional; Washington, OK moved up 639 places.
How many mortgages are delinquent in Washington County, OK?
Washington, OK takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Washington, OK.
Which banks lend in Washington County, OK?
8 watched lenders hold Washington, OK branches; the largest Washington, OK footprints are Bancfirst (2), American Heritage Bank (1), Armstrong Bank (1).
More on Washington, OK
Washington County, OK distress report: public-record figures for Washington, OK; not legal advice for Washington, OK; not tax or investment advice; verify every Washington, OK record before acting.