Watonwan County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Watonwan County, Minnesota? DLRadar grades every Watonwan County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 19/100. Here is the 2026 Watonwan County breakdown.
- Watonwan County's most distressed ZIP is 56162 at 19/100.
- 10 ZIP codes tracked in Watonwan County, averaging 16/100 distress.
- Watonwan County reads peak — home values up 3.4% year over year.
- Vacancy runs 13.6% across Watonwan County's tracked ZIPs, with a 9.3% poverty rate.
- The typical Watonwan County home is worth about $128,400 against a ~$70,083 median income.
- Lending headwind in Watonwan County sits at 71/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 56162 | 19/100 |
| 2 | 56019 | 18/100 |
| 3 | 56062 | 18/100 |
| 4 | 56022 | 16/100 |
| 5 | 56056 | 16/100 |
| 6 | 56060 | 16/100 |
| 7 | 56081 | 16/100 |
| 8 | 56120 | 16/100 |
| 9 | 56088 | 14/100 |
| 10 | 56160 | 14/100 |
Most distressed ZIP codes in Watonwan County (composite distress 0-100, 2026)
What is driving Watonwan County distress
Watonwan County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 16/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Watonwan County market phase and pricing
Watonwan County currently sits in peak after a 3.4% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Watonwan County
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Questions about this county
Which ZIP code leads Watonwan County on distress?
ZIP 56162 leads Watonwan County at 19/100, recomputed monthly from public records.
What stage of the price cycle is Watonwan County at?
FHFA price-index movement places Watonwan County in peak; prices are up 3.4% over twelve months.
Where does the Watonwan County data come from?
Each Watonwan County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 10 local ZIPs and every other county in the country.
How much do distress scores vary between Watonwan County ZIP codes?
A county average hides the spread. Across the Watonwan County ZIPs DLRadar ranks, scores run from 19/100 in 56162 down to 14/100 in 56160, against a Watonwan County average of 16/100. With 5 points between best and worst, county-level targeting in Watonwan County wastes effort.
What do Watonwan County home values and vacancy say about distressed supply?
The typical Watonwan County home carries about $128,400 of value against a median household income near $70,083. Vacancy across Watonwan County's tracked ZIPs runs 13.6% and the poverty rate is 9.3%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Watonwan County's filings and its 71/100 lending headwind.
Related
Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.