Watonwan County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Watonwan County, MN distress report, 2026: 10 ZIPs scored in Watonwan, MN, Watonwan, MN average 18/100; the top Watonwan, MN ZIP is 56162 at 20/100; Watonwan, MN market phase peak, Watonwan, MN prices +3.4% year over year.
- Watonwan, MN ranks #1,329 nationally (opportunity index); Watonwan, MN #10 in Minnesota; Watonwan, MN index 30.0.
- Watonwan, MN: no CFPB county sample; Watonwan, MN non-metro area reading 1.0%.
- Watonwan, MN ZIP phases: 10 peak.
- Watonwan, MN residential listings tracked: 4 across 6 ZIPs; Watonwan, MN candidate listings 3.
- Watonwan, MN HUD assisted properties: 1 with 40 units.
- Watonwan, MN lenders on watch: 6; largest Watonwan, MN footprint Pioneer Bank (2 branches).
- Watonwan, MN most distressed ZIP: 56162 at 20/100.
Watonwan, MN figures: DLRadar distress index; Watonwan, MN inputs: CFPB, FHFA, HUD, FDIC; Watonwan, MN rebuilt as sources refresh.
| Rank | Watonwan, MN ZIP | Score |
|---|---|---|
| 1 | 56162 | 20/100 |
| 2 | 56022 | 19/100 |
| 3 | 56056 | 19/100 |
| 4 | 56062 | 19/100 |
| 5 | 56120 | 19/100 |
| 6 | 56019 | 18/100 |
| 7 | 56060 | 17/100 |
| 8 | 56081 | 16/100 |
| 9 | 56160 | 16/100 |
| 10 | 56088 | 15/100 |
Most distressed Watonwan, MN ZIPs (0-100, 2026)
Mortgage delinquency around Watonwan, MN
No CFPB county sample covers Watonwan, MN; the non-metro area reading for Watonwan, MN: 1.0% ninety-plus; Watonwan, MN area thirty-to-eighty-nine 2.2% (December 2025, Watonwan, MN); Minnesota overall 0.6%.
Opportunity index: Watonwan, MN
Watonwan, MN index 30.0, Watonwan, MN phase early_signal; Watonwan, MN primary driver bank institutional, Watonwan, MN second driver vacancy. Watonwan, MN components: property stress 19.6, foreclosure pressure 18.5, listing discounts 37.2, bank stress 66.1, insurance 0.0; Watonwan, MN pulse 32.9; Watonwan, MN capital opportunity 25.6; Watonwan, MN seven-day change +0.2%.
ZIP market phases inside Watonwan, MN
10 Watonwan, MN ZIPs carry a price-cycle phase; Watonwan, MN ZIPs by phase (Watonwan, MN), deepest drawdown first: peak, +2.6% YoY, 0.3% off peak (Watonwan, MN): 56062; peak, +2.7% YoY, 0.1% off peak (Watonwan, MN): 56088; peak, +3.2% YoY, 0.1% off peak (Watonwan, MN): 56060; peak, +3.0% YoY (Watonwan, MN): 56019, 56160; peak, +3.4% YoY (Watonwan, MN): 56022, 56056, 56081, 56120; peak, +2.9% YoY (Watonwan, MN): 56162.
Residential listings by Watonwan, MN ZIP
Watonwan, MN ZIPs with the most tracked Watonwan, MN residential listings: 56081 4 listings, 3 candidates, bank pressure 66; 56022 0 listings, 0 candidates, bank pressure 72; 56056 0 listings, 0 candidates, bank pressure 72; 56060 0 listings, 0 candidates, bank pressure 67 (Watonwan, MN); 56062 0 listings, 0 candidates, bank pressure 66; 56120 0 listings, 0 candidates, bank pressure 72. Watonwan, MN totals: 4 listings; Watonwan, MN candidates 3; active ZIPs 0.
HUD assisted housing in Watonwan, MN
1 assisted properties with 40 units sit in Watonwan, MN; largest Watonwan, MN properties: Hartshorn Manor (Madelia) 40 units, 40 assisted.
Lenders with branches in Watonwan, MN
Watonwan, MN lenders by branch count: Pioneer Bank (Watonwan, MN): stress 58, 2 branches low in Watonwan, MN; Triumph State Bank (Watonwan, MN): stress 49, 2 branches low in Watonwan, MN; Odin State Bank (Watonwan, MN): stress 96, 1 branch low in Watonwan, MN; First Nb At St James (Watonwan, MN): stress 80, 1 branch low in Watonwan, MN; Citizens Bank Minnesota (Watonwan, MN): stress 77, 1 branch low in Watonwan, MN; Alliance Bank (Watonwan, MN): stress 70, 1 branch low in Watonwan, MN.
Vacancy and permits, Watonwan, MN
654 of 4,881 Watonwan, MN housing units are vacant; Watonwan, MN permits, twelve months: 6 multifamily units in Watonwan, MN, 5 one-to-four unit units.
Work Watonwan, MN at the parcel level
Every Watonwan, MN parcel carries owner and address; every Watonwan, MN parcel carries APN; Watonwan, MN distress scores sit on the Watonwan, MN live board.
Watonwan, MN figures refresh with each source.
Watonwan, MN questions
Most distressed ZIP code in Watonwan County, MN?
ZIP 56162 leads Watonwan, MN at 20/100; next in Watonwan, MN: 56022 at 19/100; the Watonwan, MN average is 18/100.
Where does Watonwan County, MN rank for investment opportunity?
Watonwan, MN is #1,329 among all ranked counties, #10 in Minnesota; the Watonwan, MN driver is bank institutional; Watonwan, MN moved up 296 places.
How many mortgages are delinquent in Watonwan County, MN?
Watonwan, MN takes the non-metro area reading of 1.0% for December 2025; no CFPB county sample covers Watonwan, MN.
Which banks lend in Watonwan County, MN?
6 watched lenders hold Watonwan, MN branches; the largest Watonwan, MN footprints are Pioneer Bank (2), Triumph State Bank (2), Odin State Bank (1).
More on Watonwan, MN
Watonwan County, MN distress report: public-record figures for Watonwan, MN; not legal advice for Watonwan, MN; not tax or investment advice; verify every Watonwan, MN record before acting.