Wayne County, PA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Wayne County, PA distress report, 2026: 30 ZIPs scored in Wayne, PA, Wayne, PA average 25/100; the top Wayne, PA ZIP is 18465 at 27/100; Wayne, PA market phase expansion, Wayne, PA prices +5.1% year over year.
- Wayne, PA ranks #907 nationally (opportunity index); Wayne, PA #9 in Pennsylvania; Wayne, PA index 31.6.
- Wayne, PA: no CFPB county sample; Wayne, PA non-metro area reading 1.6%.
- Wayne, PA ZIP phases: 25 expansion, 5 peak.
- Wayne, PA residential listings tracked: 21 across 21 ZIPs; Wayne, PA candidate listings 7.
- Wayne, PA lenders on watch: 5; largest Wayne, PA footprint Wayne Bank (5 branches).
- Wayne, PA most distressed ZIP: 18465 at 27/100.
Wayne, PA figures: DLRadar distress index; Wayne, PA inputs: CFPB, FHFA, HUD, FDIC; Wayne, PA rebuilt as sources refresh.
| Rank | Wayne, PA ZIP | Score |
|---|---|---|
| 1 | 18465 | 27/100 |
| 2 | 18470 | 27/100 |
| 3 | 18847 | 27/100 |
| 4 | 18421 | 26/100 |
| 5 | 18415 | 25/100 |
| 6 | 18417 | 25/100 |
| 7 | 18424 | 25/100 |
| 8 | 18431 | 25/100 |
| 9 | 18436 | 25/100 |
| 10 | 18437 | 25/100 |
| 11 | 18438 | 25/100 |
| 12 | 18439 | 25/100 |
Most distressed Wayne, PA ZIPs (0-100, 2026)
Mortgage delinquency around Wayne, PA
No CFPB county sample covers Wayne, PA; the non-metro area reading for Wayne, PA: 1.6% ninety-plus; Wayne, PA area thirty-to-eighty-nine 2.1% (December 2025, Wayne, PA); Pennsylvania overall 1.0%.
Opportunity index: Wayne, PA
Wayne, PA index 31.6, Wayne, PA phase early_signal; Wayne, PA primary driver vacancy, Wayne, PA second driver construction. Wayne, PA components: property stress 24.3, foreclosure pressure 23.0, listing discounts 18.0, bank stress 57.2, insurance 0.0; Wayne, PA pulse 38.9; Wayne, PA capital opportunity 20.6; Wayne, PA seven-day change -0.4%.
ZIP market phases inside Wayne, PA
30 Wayne, PA ZIPs carry a price-cycle phase; Wayne, PA ZIPs by phase (Wayne, PA), deepest drawdown first: peak, +4.9% YoY (Wayne, PA): 18405; expansion, +5.1% YoY (Wayne, PA): 18415, 18417, 18431, 18437, Wayne, PA 18438, 18439, 18443, 18453; expansion, +5.3% YoY (Wayne, PA): 18421; expansion, +6.6% YoY (Wayne, PA): 18424; peak, +4.2% YoY (Wayne, PA): 18426; peak, +4.4% YoY (Wayne, PA): 18428; expansion, +5.7% YoY (Wayne, PA): 18436; expansion, +7.1% YoY (Wayne, PA): 18444; peak, +4.8% YoY (Wayne, PA): 18445.
Residential listings by Wayne, PA ZIP
Wayne, PA ZIPs with the most tracked Wayne, PA residential listings: 18436 9 listings, 3 candidates, bank pressure 61; 18415 3 listings, 1 candidates, bank pressure 62; 18438 2 listings, 0 candidates, bank pressure 62; 18445 2 listings, 0 candidates, bank pressure 61 (Wayne, PA); 18405 1 listings, 1 candidates, bank pressure 61; 18431 1 listings, 1 candidates, bank pressure 62; 18437 1 listings, 1 candidates, bank pressure 62; 18453 1 listings, 0 candidates, bank pressure 62. Wayne, PA totals: 21 listings; Wayne, PA candidates 7; active ZIPs 3.
Lenders with branches in Wayne, PA
Wayne, PA lenders by branch count: Wayne Bank (Wayne, PA): stress 73, 5 branches low in Wayne, PA; Dime Bank (Wayne, PA): stress 54, 5 branches low in Wayne, PA; Honesdale National Bank (Wayne, PA): stress 49, 4 branches low in Wayne, PA; Citizens Savings Bank (Wayne, PA): stress 68, 1 branch low in Wayne, PA; Peoples Security B&T Co (Wayne, PA): stress 61, 1 branch low in Wayne, PA.
Vacancy and permits, Wayne, PA
11,294 of 32,171 Wayne, PA housing units are vacant; Wayne, PA permits, twelve months: 0 multifamily units in Wayne, PA, 137 one-to-four unit units.
Work Wayne, PA at the parcel level
Every Wayne, PA parcel carries owner and address; every Wayne, PA parcel carries APN; Wayne, PA distress scores sit on the Wayne, PA live board.
Wayne, PA figures refresh with each source.
Wayne, PA questions
Most distressed ZIP code in Wayne County, PA?
ZIP 18465 leads Wayne, PA at 27/100; next in Wayne, PA: 18470 at 27/100; the Wayne, PA average is 25/100.
Where does Wayne County, PA rank for investment opportunity?
Wayne, PA is #907 among all ranked counties, #9 in Pennsylvania; the Wayne, PA driver is vacancy; Wayne, PA moved down 533 places.
How many mortgages are delinquent in Wayne County, PA?
Wayne, PA takes the non-metro area reading of 1.6% for December 2025; no CFPB county sample covers Wayne, PA.
Which banks lend in Wayne County, PA?
5 watched lenders hold Wayne, PA branches; the largest Wayne, PA footprints are Wayne Bank (5), Dime Bank (5), Honesdale National Bank (4).
More on Wayne, PA
Wayne County, PA distress report: public-record figures for Wayne, PA; not legal advice for Wayne, PA; not tax or investment advice; verify every Wayne, PA record before acting.