Wayne County, PA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Wayne County, Pennsylvania? DLRadar grades every Wayne County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 28/100. Here is the 2026 Wayne County breakdown.
- Wayne County's most distressed ZIP is 18465 at 28/100.
- 30 ZIP codes tracked in Wayne County, averaging 26/100 distress.
- Wayne County reads expansion — home values up 5.1% year over year.
- Vacancy runs 35.3% across Wayne County's tracked ZIPs, with a 11.6% poverty rate.
- The typical Wayne County home is worth about $255,093 against a ~$70,752 median income.
- Lending headwind in Wayne County sits at 42/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 18465 | 28/100 |
| 2 | 18470 | 28/100 |
| 3 | 18415 | 27/100 |
| 4 | 18417 | 27/100 |
| 5 | 18421 | 27/100 |
| 6 | 18431 | 27/100 |
| 7 | 18437 | 27/100 |
| 8 | 18438 | 27/100 |
| 9 | 18439 | 27/100 |
| 10 | 18443 | 27/100 |
| 11 | 18453 | 27/100 |
| 12 | 18454 | 27/100 |
Most distressed ZIP codes in Wayne County (composite distress 0-100, 2026)
What is driving Wayne County distress
Wayne County's placement in the national index rests on public filings — a 26/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Wayne County market phase and pricing
Phase for Wayne County: expansion (+5.1% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Wayne County
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Questions about this county
Which ZIP code leads Wayne County on distress?
ZIP 18465 leads Wayne County at 28/100, recomputed monthly from public records.
Which phase does Wayne County sit in right now?
Wayne County reads expansion, with home prices up 5.1% year over year. Phase comes from FHFA House Price Index trajectory.
Can the Wayne County figures be verified?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 30 Wayne County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Wayne County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Wayne County ZIPs DLRadar ranks, scores run from 28/100 in 18465 down to 27/100 in 18454, against a Wayne County average of 26/100. That 1-point gap is why acquisition targeting in Wayne County works at ZIP level rather than county level.
What do Wayne County home values and vacancy say about distressed supply?
The typical Wayne County home carries about $255,093 of value against a median household income near $70,752. Vacancy across Wayne County's tracked ZIPs runs 35.3% and the poverty rate is 11.6%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Wayne County's filings and its 42/100 lending headwind.
Related
Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.