Westmoreland County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Westmoreland County, VA distress report, 2026: 8 ZIPs scored in Westmoreland, VA, Westmoreland, VA average 10/100; the top Westmoreland, VA ZIP is 22443 at 11/100; Westmoreland, VA market phase expansion, Westmoreland, VA prices +5.5% year over year.
- Westmoreland, VA ranks #1,555 nationally (opportunity index); Westmoreland, VA #34 in Virginia; Westmoreland, VA index 29.2.
- Westmoreland, VA: no CFPB county sample; Westmoreland, VA non-metro area reading 1.2%.
- Westmoreland, VA ZIP phases: 8 expansion.
- Westmoreland, VA residential listings tracked: 15 across 5 ZIPs; Westmoreland, VA candidate listings 7.
- Westmoreland, VA HUD assisted properties: 4 with 85 units.
- Westmoreland, VA lenders on watch: 3; largest Westmoreland, VA footprint Atlantic Union Bank (2 branches).
- Westmoreland, VA most distressed ZIP: 22443 at 11/100.
Westmoreland, VA figures: DLRadar distress index; Westmoreland, VA inputs: CFPB, FHFA, HUD, FDIC; Westmoreland, VA rebuilt as sources refresh.
| Rank | Westmoreland, VA ZIP | Score |
|---|---|---|
| 1 | 22443 | 11/100 |
| 2 | 22469 | 11/100 |
| 3 | 22488 | 11/100 |
| 4 | 22520 | 11/100 |
| 5 | 22529 | 11/100 |
| 6 | 22485 | 9/100 |
| 7 | 22435 | 8/100 |
| 8 | 22572 | 7/100 |
Most distressed Westmoreland, VA ZIPs (0-100, 2026)
Mortgage delinquency around Westmoreland, VA
No CFPB county sample covers Westmoreland, VA; the non-metro area reading for Westmoreland, VA: 1.2% ninety-plus; Westmoreland, VA area thirty-to-eighty-nine 3.0% (December 2025, Westmoreland, VA); Virginia overall 0.8%.
Opportunity index: Westmoreland, VA
Westmoreland, VA index 29.2, Westmoreland, VA phase early_signal; Westmoreland, VA primary driver vacancy, Westmoreland, VA second driver bank institutional. Westmoreland, VA components: property stress 20.0, foreclosure pressure 21.3, listing discounts 20.4, bank stress 53.9, insurance 0.0; Westmoreland, VA pulse 34.4; Westmoreland, VA capital opportunity 21.4.
ZIP market phases inside Westmoreland, VA
8 Westmoreland, VA ZIPs carry a price-cycle phase; Westmoreland, VA ZIPs by phase (Westmoreland, VA), deepest drawdown first: expansion, +5.5% YoY (Westmoreland, VA): 22435, 22443, 22469, 22485, Westmoreland, VA 22488, 22520, 22529, 22572.
Residential listings by Westmoreland, VA ZIP
Westmoreland, VA ZIPs with the most tracked Westmoreland, VA residential listings: 22520 11 listings, 5 candidates, bank pressure 62; 22443 2 listings, 0 candidates, bank pressure 58; 22469 1 listings, 1 candidates, bank pressure 62; 22488 1 listings, 1 candidates, bank pressure 62 (Westmoreland, VA); 22529 0 listings, 0 candidates, bank pressure 62. Westmoreland, VA totals: 15 listings; Westmoreland, VA candidates 7; active ZIPs 1.
HUD assisted housing in Westmoreland, VA
4 assisted properties with 85 units sit in Westmoreland, VA; largest Westmoreland, VA properties: The Meadows (Colonial Beach) 33 units, 32 assisted; Mill Pond Village (Montross) 24 units, 24 assisted; Parker Run (Montross) 24 units, 24 assisted in Westmoreland, VA; Colonial Beach Group Home (Colonial Beach) 4 units.
Lenders with branches in Westmoreland, VA
Westmoreland, VA lenders by branch count: Atlantic Union Bank (Westmoreland, VA): stress 40, 2 branches low in Westmoreland, VA; Blue Ridge Bank Na (Westmoreland, VA): stress 87, 1 branch low in Westmoreland, VA; Citizens&Farmers Bank (Westmoreland, VA): stress 59, 1 branch low in Westmoreland, VA.
Vacancy and permits, Westmoreland, VA
3,299 of 11,448 Westmoreland, VA housing units are vacant; Westmoreland, VA permits, twelve months: 9 multifamily units in Westmoreland, VA, 199 one-to-four unit units.
Work Westmoreland, VA at the parcel level
Every Westmoreland, VA parcel carries owner and address; every Westmoreland, VA parcel carries APN; Westmoreland, VA distress scores sit on the Westmoreland, VA live board.
Westmoreland, VA figures refresh with each source.
Westmoreland, VA questions
Most distressed ZIP code in Westmoreland County, VA?
ZIP 22443 leads Westmoreland, VA at 11/100; next in Westmoreland, VA: 22469 at 11/100; the Westmoreland, VA average is 10/100.
Where does Westmoreland County, VA rank for investment opportunity?
Westmoreland, VA is #1,555 among all ranked counties, #34 in Virginia; the Westmoreland, VA driver is vacancy; Westmoreland, VA moved down 312 places.
How many mortgages are delinquent in Westmoreland County, VA?
Westmoreland, VA takes the non-metro area reading of 1.2% for December 2025; no CFPB county sample covers Westmoreland, VA.
Which banks lend in Westmoreland County, VA?
3 watched lenders hold Westmoreland, VA branches; the largest Westmoreland, VA footprints are Atlantic Union Bank (2), Blue Ridge Bank Na (1), Citizens&Farmers Bank (1).
More on Westmoreland, VA
Westmoreland County, VA distress report: public-record figures for Westmoreland, VA; not legal advice for Westmoreland, VA; not tax or investment advice; verify every Westmoreland, VA record before acting.