Wheeler County, OR Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Wheeler County, Oregon? DLRadar grades every Wheeler County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 14/100. Here is the 2026 Wheeler County breakdown.
- Wheeler County's most distressed ZIP is 97848 at 14/100.
- 5 ZIP codes tracked in Wheeler County, averaging 10/100 distress.
- Wheeler County reads recovery — home values up 2.5% year over year.
- Vacancy runs 25.6% across Wheeler County's tracked ZIPs, with a 10.4% poverty rate.
- The typical Wheeler County home is worth about $302,280 against a ~$51,721 median income.
- Lending headwind in Wheeler County sits at 13/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 97848 | 14/100 |
| 2 | 97750 | 10/100 |
| 3 | 97874 | 10/100 |
| 4 | 97830 | 9/100 |
| 5 | 97823 | 8/100 |
Most distressed ZIP codes in Wheeler County (composite distress 0-100, 2026)
What is driving Wheeler County distress
The Wheeler County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 10/100 ZIP average. No proprietary or modelled inputs enter the score.
Wheeler County market phase and pricing
The cycle in Wheeler County is recovery, with values up 2.5% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Wheeler County
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Common questions
What is the hardest-hit ZIP in Wheeler County?
ZIP 97848 leads Wheeler County at 14/100, recomputed monthly from public records.
Where is Wheeler County in the housing cycle?
Wheeler County currently sits in recovery, with values up 2.5% year on year, based on FHFA price-index trajectory.
Which datasets feed the Wheeler County scores?
Every Wheeler County figure traces to a public source — FHFA House Price Index for the recovery trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 5 Wheeler County ZIP codes that it runs on every other U.S. county, so Wheeler County's numbers are directly comparable to any other market.
How much do distress scores vary between Wheeler County ZIP codes?
Averaging the county conceals how uneven it is. Across the Wheeler County ZIPs DLRadar ranks, scores run from 14/100 in 97848 down to 8/100 in 97823, against a Wheeler County average of 10/100. With 6 points between best and worst, county-level targeting in Wheeler County wastes effort.
What do Wheeler County home values and vacancy say about distressed supply?
The typical Wheeler County home carries about $302,280 of value against a median household income near $51,721. Vacancy across Wheeler County's tracked ZIPs runs 25.6% and the poverty rate is 10.4%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Wheeler County's foreclosure and lien filings and its 13/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.