White County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
White County, IL distress report, 2026: 11 ZIPs scored in White, IL, White, IL average 13/100; the top White, IL ZIP is 62820 at 21/100; White, IL market phase expansion, White, IL prices +5.3% year over year.
- White, IL ranks #1,309 nationally (opportunity index); White, IL #22 in Illinois; White, IL index 30.1.
- White, IL: no CFPB county sample; White, IL non-metro area reading 1.4%.
- White, IL ZIP phases: 11 expansion.
- White, IL residential listings tracked: 8 across 10 ZIPs; White, IL candidate listings 5.
- White, IL HUD assisted properties: 1 with 50 units.
- White, IL lenders on watch: 6; largest White, IL footprint First National Bank Of Carmi (3 branches).
- White, IL most distressed ZIP: 62820 at 21/100.
White, IL figures: DLRadar distress index; White, IL inputs: CFPB, FHFA, HUD, FDIC; White, IL rebuilt as sources refresh.
| Rank | White, IL ZIP | Score |
|---|---|---|
| 1 | 62820 | 21/100 |
| 2 | 62821 | 14/100 |
| 3 | 62827 | 14/100 |
| 4 | 62861 | 14/100 |
| 5 | 62862 | 14/100 |
| 6 | 62869 | 14/100 |
| 7 | 62835 | 12/100 |
| 8 | 62867 | 11/100 |
| 9 | 62844 | 10/100 |
| 10 | 62887 | 10/100 |
| 11 | 62871 | 6/100 |
Most distressed White, IL ZIPs (0-100, 2026)
Mortgage delinquency around White, IL
No CFPB county sample covers White, IL; the non-metro area reading for White, IL: 1.4% ninety-plus; White, IL area thirty-to-eighty-nine 2.8% (December 2025, White, IL); Illinois overall 1.1%.
Opportunity index: White, IL
White, IL index 30.1, White, IL phase early_signal; White, IL primary driver vacancy, White, IL second driver bank institutional. White, IL components: property stress 18.7, foreclosure pressure 18.4, listing discounts 38.6, bank stress 60.4, insurance 0.0; White, IL pulse 32.1; White, IL capital opportunity 27.1.
ZIP market phases inside White, IL
11 White, IL ZIPs carry a price-cycle phase; White, IL ZIPs by phase (White, IL), deepest drawdown first: expansion, +5.3% YoY (White, IL): 62820, 62821, 62827, 62835, White, IL 62844, 62861, 62862, 62867, White, IL 62869, 62871, 62887.
Residential listings by White, IL ZIP
White, IL ZIPs with the most tracked White, IL residential listings: 62821 4 listings, 2 candidates, bank pressure 63; 62835 2 listings, 2 candidates, bank pressure 66; 62862 1 listings, 0 candidates, bank pressure 63; 62869 1 listings, 1 candidates, bank pressure 64 (White, IL); 62820 0 listings, 0 candidates, bank pressure 61; 62827 0 listings, 0 candidates, bank pressure 63; 62844 0 listings, 0 candidates, bank pressure 61; 62861 0 listings, 0 candidates, bank pressure 63. White, IL totals: 8 listings; White, IL candidates 5; active ZIPs 1.
HUD assisted housing in White, IL
1 assisted properties with 50 units sit in White, IL; largest White, IL properties: White County's Evergreen Acres (Carmi) 50 units, 50 assisted.
Lenders with branches in White, IL
White, IL lenders by branch count: First National Bank Of Carmi (White, IL): stress 60, 3 branches low in White, IL; Banterra Bank (White, IL): stress 83, 2 branches low in White, IL; Fairfield National Bank (White, IL): stress 75, 1 branch low in White, IL; Peoples National Bank N A (White, IL): stress 66, 1 branch low in White, IL; First Mid B&T Na (White, IL): stress 62, 1 branch low in White, IL; Citizens Nb Of Albion (White, IL): stress 34, 1 branch low in White, IL.
Vacancy and permits, White, IL
1,058 of 6,730 White, IL housing units are vacant; White, IL permits, twelve months: 0 multifamily units in White, IL, 1 one-to-four unit units.
Work White, IL at the parcel level
Every White, IL parcel carries owner and address; every White, IL parcel carries APN; White, IL distress scores sit on the White, IL live board.
White, IL figures refresh with each source.
White, IL questions
Most distressed ZIP code in White County, IL?
ZIP 62820 leads White, IL at 21/100; next in White, IL: 62821 at 14/100; the White, IL average is 13/100.
Where does White County, IL rank for investment opportunity?
White, IL is #1,309 among all ranked counties, #22 in Illinois; the White, IL driver is vacancy; White, IL moved up 494 places.
How many mortgages are delinquent in White County, IL?
White, IL takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers White, IL.
Which banks lend in White County, IL?
6 watched lenders hold White, IL branches; the largest White, IL footprints are First National Bank Of Carmi (3), Banterra Bank (2), Fairfield National Bank (1).
More on White, IL
White County, IL distress report: public-record figures for White, IL; not legal advice for White, IL; not tax or investment advice; verify every White, IL record before acting.