Wichita County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Wichita County, TX distress report, 2026: 11 ZIPs scored in Wichita, TX, Wichita, TX average 23/100; the top Wichita, TX ZIP is 76301 at 25/100; Wichita, TX market phase peak, Wichita, TX prices +0.8% year over year.
- Wichita, TX ranks #1,525 nationally (opportunity index); Wichita, TX #153 in Texas; Wichita, TX index 29.3.
- Wichita, TX: no CFPB county sample; Wichita, TX non-metro area reading 1.4%.
- Wichita, TX ZIP phases: 11 peak.
- Wichita, TX residential listings tracked: 21 across 9 ZIPs; Wichita, TX candidate listings 3.
- Wichita, TX HUD assisted properties: 8 with 722 units.
- Wichita, TX lenders on watch: 8; largest Wichita, TX footprint First Bank (5 branches).
- Wichita, TX most distressed ZIP: 76301 at 25/100.
Wichita, TX figures: DLRadar distress index; Wichita, TX inputs: CFPB, FHFA, HUD, FDIC; Wichita, TX rebuilt as sources refresh.
| Rank | Wichita, TX ZIP | Score |
|---|---|---|
| 1 | 76301 | 25/100 |
| 2 | 76302 | 25/100 |
| 3 | 76306 | 25/100 |
| 4 | 76309 | 25/100 |
| 5 | 76311 | 25/100 |
| 6 | 76354 | 25/100 |
| 7 | 76367 | 25/100 |
| 8 | 76305 | 22/100 |
| 9 | 76308 | 22/100 |
| 10 | 76360 | 18/100 |
| 11 | 76310 | 16/100 |
Most distressed Wichita, TX ZIPs (0-100, 2026)
Mortgage delinquency around Wichita, TX
No CFPB county sample covers Wichita, TX; the non-metro area reading for Wichita, TX: 1.4% ninety-plus; Wichita, TX area thirty-to-eighty-nine 3.5% (December 2025, Wichita, TX); Texas overall 1.2%.
Opportunity index: Wichita, TX
Wichita, TX index 29.3, Wichita, TX phase early_signal; Wichita, TX primary driver construction, Wichita, TX second driver vacancy. Wichita, TX components: property stress 12.7, foreclosure pressure 14.3, listing discounts 32.9, bank stress 56.5, insurance 0.0; Wichita, TX pulse 32.5; Wichita, TX capital opportunity 24.4; Wichita, TX seven-day change +0.2%.
ZIP market phases inside Wichita, TX
11 Wichita, TX ZIPs carry a price-cycle phase; Wichita, TX ZIPs by phase (Wichita, TX), deepest drawdown first: peak, +0.8% YoY, 2.5% off peak (Wichita, TX): 76301, 76302, 76305, 76306, Wichita, TX 76308, 76309, 76310, 76311, Wichita, TX 76354, 76367; peak, +0.9% YoY, 1.4% off peak (Wichita, TX): 76360.
Residential listings by Wichita, TX ZIP
Wichita, TX ZIPs with the most tracked Wichita, TX residential listings: 76301 6 listings, 1 candidates, bank pressure 53; 76309 4 listings, 1 candidates, bank pressure 53; 76354 4 listings, 0 candidates, bank pressure 53; 76302 2 listings, 0 candidates, bank pressure 57 (Wichita, TX); 76306 2 listings, 0 candidates, bank pressure 53; 76308 2 listings, 0 candidates, bank pressure 57; 76367 1 listings, 1 candidates, bank pressure 53; 76311 0 listings, 0 candidates, bank pressure 53. Wichita, TX totals: 21 listings; Wichita, TX candidates 3; active ZIPs 4.
HUD assisted housing in Wichita, TX
8 assisted properties with 722 units sit in Wichita, TX; largest Wichita, TX properties: Midtown Manor Inc. (Wichita Falls) 151 units, 150 assisted; Stone Creek Ranch (Wichita Falls) 120 units; North Park Apts, Phase Ii (Wichita Falls) 116 units in Wichita, TX; North Park Apts (Wichita Falls) 100 units; Washington Village Apartments (Wichita Falls) 96 units, 70 assisted; Bellagio Terrace Apartments (Wichita Falls) 50 units.
Lenders with branches in Wichita, TX
Wichita, TX lenders by branch count: First Bank (Wichita, TX): stress 40, 5 branches low in Wichita, TX; American National Bank&Trust (Wichita, TX): stress 70, 4 branches low in Wichita, TX; Prosperity Bank (Wichita, TX): stress 33, 4 branches low in Wichita, TX; Pilgrim Bank (Wichita, TX): stress 81, 3 branches low in Wichita, TX; First National Bank Texas (Wichita, TX): stress 77, 3 branches low in Wichita, TX; First Capital Bank (Wichita, TX): stress 59, 1 branch low in Wichita, TX; Legend Bank N A (Wichita, TX): stress 53, 1 branch low in Wichita, TX; First United Bank (Wichita, TX): stress 48, 1 branch low in Wichita, TX.
Vacancy and permits, Wichita, TX
6,733 of 55,750 Wichita, TX housing units are vacant; Wichita, TX permits, twelve months: 8 multifamily units in Wichita, TX, 170 one-to-four unit units.
Work Wichita, TX at the parcel level
Every Wichita, TX parcel carries owner and address; every Wichita, TX parcel carries APN; Wichita, TX distress scores sit on the Wichita, TX live board.
Wichita, TX figures refresh with each source.
Wichita, TX questions
Most distressed ZIP code in Wichita County, TX?
ZIP 76301 leads Wichita, TX at 25/100; next in Wichita, TX: 76302 at 25/100; the Wichita, TX average is 23/100.
Where does Wichita County, TX rank for investment opportunity?
Wichita, TX is #1,525 among all ranked counties, #153 in Texas; the Wichita, TX driver is construction; Wichita, TX moved up 192 places.
How many mortgages are delinquent in Wichita County, TX?
Wichita, TX takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Wichita, TX.
Which banks lend in Wichita County, TX?
8 watched lenders hold Wichita, TX branches; the largest Wichita, TX footprints are First Bank (5), American National Bank&Trust (4), Prosperity Bank (4).
More on Wichita, TX
Wichita County, TX distress report: public-record figures for Wichita, TX; not legal advice for Wichita, TX; not tax or investment advice; verify every Wichita, TX record before acting.