Winkler County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Winkler County, Texas? DLRadar grades every Winkler County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 1/100. Here is the 2026 Winkler County breakdown.
- Winkler County's most distressed ZIP is 79745 at 1/100.
- 2 ZIP codes tracked in Winkler County, averaging 1/100 distress.
- Winkler County reads peak — home values up 2.0% year over year.
- Vacancy runs 12.6% across Winkler County's tracked ZIPs, with a 12.1% poverty rate.
- The typical Winkler County home is worth about $139,350 against a ~$95,600 median income.
- Lending headwind in Winkler County sits at 28/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 79745 | 1/100 |
| 2 | 79789 | 1/100 |
Most distressed ZIP codes in Winkler County (composite distress 0-100, 2026)
What is driving Winkler County distress
The Winkler County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 1/100 ZIP average. No proprietary or modelled inputs enter the score.
Winkler County market phase and pricing
The cycle in Winkler County is peak, with values up 2.0% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
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Frequently asked
Where is distress highest inside Winkler County, TX?
ZIP 79745 leads Winkler County at 1/100, recomputed monthly from public records.
Is Winkler County expanding or contracting?
The market phase for Winkler County is peak, prices rising 2.0% on the year — derived from the FHFA House Price Index path.
Which datasets feed the Winkler County scores?
Every Winkler County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 2 Winkler County ZIP codes that it runs on every other U.S. county, so Winkler County's numbers are directly comparable to any other market.
How much do distress scores vary between Winkler County ZIP codes?
A county average hides the spread. Across the Winkler County ZIPs DLRadar ranks, scores run from 1/100 in 79745 down to 1/100 in 79789, against a Winkler County average of 1/100. Those 0 points separate the ZIPs worth working in Winkler County from the rest.
What do Winkler County home values and vacancy say about distressed supply?
The typical Winkler County home carries about $139,350 of value against a median household income near $95,600. Vacancy across Winkler County's tracked ZIPs runs 12.6% and the poverty rate is 12.1%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Winkler County's foreclosure and tax-lien filings and its 28/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.