York County, PA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
York County, PA distress report, 2026: 47 ZIPs scored in York, PA, York, PA average 27/100; the top York, PA ZIP is 17019 at 27/100; York, PA market phase expansion, York, PA prices +5.3% year over year.
- York, PA ranks #2,037 nationally (opportunity index); York, PA #37 in Pennsylvania; York, PA index 27.6.
- York, PA ninety-day mortgage delinquency 1.1% in December 2025; York, PA twelve-month change +0.3%.
- York, PA ZIP phases: 41 expansion, 4 neutral, 2 peak.
- York, PA residential listings tracked: 224 across 42 ZIPs; York, PA candidate listings 42.
- York, PA HUD assisted properties: 7 with 384 units.
- York, PA lenders on watch: 7; largest York, PA footprint Orrstown Bank (14 branches).
- York, PA most distressed ZIP: 17019 at 27/100.
York, PA figures: DLRadar distress index; York, PA inputs: CFPB, FHFA, HUD, FDIC; York, PA rebuilt as sources refresh.
| Rank | York, PA ZIP | Score |
|---|---|---|
| 1 | 17019 | 27/100 |
| 2 | 17070 | 27/100 |
| 3 | 17302 | 27/100 |
| 4 | 17309 | 27/100 |
| 5 | 17311 | 27/100 |
| 6 | 17313 | 27/100 |
| 7 | 17314 | 27/100 |
| 8 | 17315 | 27/100 |
| 9 | 17317 | 27/100 |
| 10 | 17318 | 27/100 |
| 11 | 17319 | 27/100 |
| 12 | 17321 | 27/100 |
Most distressed York, PA ZIPs (0-100, 2026)
Mortgage delinquency in York, PA
1.1% of York, PA mortgages were ninety-plus days late (York, PA, December 2025); York, PA thirty-to-eighty-nine days late: 2.9%; York, PA twelve-month change +0.3%; York, PA peak since 2008: 3.9% (February 2013); Pennsylvania overall 1.0%. York, PA ninety-day series: Dec 24 0.8, Jan 25 0.9, Feb 25 0.7 (York, PA), Mar 25 0.7, Apr 25 0.7, May 25 0.9 (York, PA), Jun 25 0.9, Jul 25 0.8, Aug 25 0.8 (York, PA), Sep 25 0.8, Oct 25 0.8, Nov 25 0.8 (York, PA), Dec 25 1.1.
Opportunity index: York, PA
York, PA index 27.6, York, PA phase weak; York, PA primary driver construction, York, PA second driver bank institutional. York, PA components: property stress 8.0, foreclosure pressure 5.7, listing discounts 39.0, bank stress 49.1, insurance 0.0; York, PA pulse 27.6; York, PA capital opportunity 27.6.
ZIP market phases inside York, PA
47 York, PA ZIPs carry a price-cycle phase; York, PA ZIPs by phase (York, PA), deepest drawdown first: neutral, +3.8% YoY, 0.5% off peak (York, PA): 17372; neutral, +4.4% YoY, 0.3% off peak (York, PA): 17301, 17316; neutral, +4.7% YoY, 0.2% off peak (York, PA): 17331; expansion, +5.2% YoY, 0.0% off peak (York, PA): 17019; peak, +4.3% YoY (York, PA): 17011; peak, +4.4% YoY (York, PA): 17055; expansion, +5.1% YoY (York, PA): 17070; expansion, +5.3% YoY (York, PA): 17302, 17309, 17311, 17313, York, PA 17314, 17315, 17317, 17318.
Residential listings by York, PA ZIP
York, PA ZIPs with the most tracked York, PA residential listings: 17403 32 listings, 7 candidates, bank pressure 56; 17408 31 listings, 5 candidates, bank pressure 56; 17404 29 listings, 2 candidates, bank pressure 56; 17402 21 listings, 2 candidates, bank pressure 56 (York, PA); 17406 18 listings, 3 candidates, bank pressure 56; 17331 16 listings, 9 candidates, bank pressure 56; 17339 8 listings, 0 candidates, bank pressure 56; 17401 8 listings, 0 candidates, bank pressure 56. York, PA totals: 224 listings; York, PA candidates 42; active ZIPs 30.
HUD assisted housing in York, PA
7 assisted properties with 384 units sit in York, PA; largest York, PA properties: Delphia House (York) 103 units, 103 assisted; Cloverfield Kingston House (York) 102 units, 102 assisted; Village At York (York) 73 units, 72 assisted in York, PA; Strasburg Haus (Shrewsbury Township) 60 units, 60 assisted; Bell House (York) 20 units, 20 assisted; Oakview Manor (Hanover) 19 units, 19 assisted.
Lenders with branches in York, PA
York, PA lenders by branch count: Orrstown Bank (York, PA): stress 53, 14 branches low in York, PA; Acnb Bank (York, PA): stress 46, 9 branches low in York, PA; Fulton Bank National Assn (York, PA): stress 61, 7 branches low in York, PA; First Nb Of Pennsylvania (York, PA): stress 55, 5 branches low in York, PA; Citizens&Northern Bank (York, PA): stress 67, 1 branch low in York, PA; Univest Bank&Trust Co (York, PA): stress 60, 1 branch low in York, PA; Northwest Bank (York, PA): stress 58, 1 branch low in York, PA.
Vacancy and permits, York, PA
8,274 of 189,857 York, PA housing units are vacant; York, PA permits, twelve months: 147 multifamily units in York, PA, 1,077 one-to-four unit units.
Work York, PA at the parcel level
Every York, PA parcel carries owner and address; every York, PA parcel carries APN; York, PA distress scores sit on the York, PA live board.
York, PA figures refresh with each source.
York, PA questions
Most distressed ZIP code in York County, PA?
ZIP 17019 leads York, PA at 27/100; next in York, PA: 17070 at 27/100; the York, PA average is 27/100.
Where does York County, PA rank for investment opportunity?
York, PA is #2,037 among all ranked counties, #37 in Pennsylvania; the York, PA driver is construction; York, PA moved up 725 places.
How many mortgages are delinquent in York County, PA?
1.1% of York, PA mortgages were ninety-plus days late in December 2025; the York, PA peak since 2008 was 3.9%.
Which banks lend in York County, PA?
7 watched lenders hold York, PA branches; the largest York, PA footprints are Orrstown Bank (14), Acnb Bank (9), Fulton Bank National Assn (7).
More on York, PA
York County, PA distress report: public-record figures for York, PA; not legal advice for York, PA; not tax or investment advice; verify every York, PA record before acting.