Liquidity Stress by ZIP: Foreclosure, Auction and Construction Pressure on Resale (2026)
Liquidity stress is the exit-risk read on a dossier: how much distressed and new supply a seller in this ZIP competes with. It combines foreclosure pressure, auction pressure and construction activity into a 0-100 score, shown with the ZIP's median home value so the user can see the price level the supply lands at. This report ranks the highest-stress ZIPs and gives the national averages.
- 30,260 ZIPs carry a liquidity-stress score; the average is 13.6 and 0 ZIPs score 70 or higher.
- The average median home value across scored ZIPs is $297,676 on the liquidity-stress card.
- 34481 in Marion County, FL scores highest at 49.0, foreclosure pressure 0.0 and auction pressure 100.0.
- Liquidity stress is the execution-risk input to the ZIP investment profile.
liquidity-stress: the liquidity-stress card figures as of 2026-10-20; source DLRadar's foreclosure, auction and construction signals combined by ZIP.
| ZIP (county, state) | Liquidity stress | Foreclosure pressure | Auction pressure | Median home value |
|---|---|---|---|---|
| 34481 (Marion, FL) | 49.0 | 0.0 | 100.0 | $256,600 |
| 32724 (Volusia, FL) | 32.0 | 0.0 | 27.0 | $307,600 |
| 34771 (Osceola, FL) | 31.0 | 0.0 | 27.0 | $454,400 |
| 05056 (Windsor, VT) | 30.0 | 0.0 | 0.0 | $335,900 |
| 05053 (Windsor, VT) | 30.0 | 0.0 | 0.0 | $388,600 |
| 05055 (Windsor, VT) | 30.0 | 0.0 | 0.0 | $632,400 |
| 05037 (Windsor, VT) | 30.0 | 0.0 | 0.0 | $388,100 |
| 05030 (Windsor, VT) | 30.0 | 0.0 | 0.0 | $212,500 |
| 05034 (Windsor, VT) | 30.0 | 0.0 | 0.0 | $215,800 |
| 05035 (Windsor, VT) | 30.0 | 0.0 | 0.0 | $208,300 |
ZIPs by liquidity stress (liquidity-stress, as of 2026-10-20)
ZIPs with the hardest exits (liquidity-stress)
34481 in Marion County, FL: liquidity 49.0, foreclosure 0.0, auction 100.0, value $256,600; 32724 in Volusia County, FL: liquidity 32.0, foreclosure 0.0, auction 27.0, value $307,600; 34771 in Osceola County, FL: liquidity 31.0, foreclosure 0.0, auction 27.0, value $454,400; 05056 in Windsor County, VT: liquidity 30.0, foreclosure 0.0, auction 0.0, value $335,900; 05053 in Windsor County, VT: liquidity 30.0, foreclosure 0.0, auction 0.0, value $388,600; 05055 in Windsor County, VT: liquidity 30.0, foreclosure 0.0, auction 0.0, value $632,400.
What liquidity-stress measures
Median home value, foreclosure pressure, auction pressure (scheduled sales and government listings against stock), construction activity (permitted units against stock) and the combined liquidity stress score.
How liquidity-stress is computed
The three pressures are scaled against the national distribution and averaged; the score is recomputed monthly as the underlying tables refresh. It is the execution-risk input to the investment profile.
How to use liquidity-stress on a deal
A high liquidity score means the exit will take longer and comps will keep moving: price the purchase for a longer hold or a wholesale exit. A low score in a high-distress ZIP is the best setup, motivated sellers and a liquid resale market.
Read liquidity-stress on your ZIPs
The foreclosure-pressure radar shows the lead component; the live board shows the liquidity card on each parcel.
Liquidity-stress refreshes with its source table.
Liquidity Stress by ZIP: Foreclosure, Auction and Construction Pressure on Resale (2026): questions
Is liquidity the same as days on market?
No. It is a supply-pressure read; days on market is a listing measure that the card does not use.
Why is auction pressure separate from foreclosure pressure?
Foreclosure pressure counts filings; auction pressure counts scheduled sales and government listings, the supply that actually reaches a sale.
Does it include listings?
Not directly; the discount feed is read by the discount-potential sub-score instead.
More on the liquidity-stress card
Liquidity Stress by ZIP: Foreclosure, Auction and Construction Pressure on Resale (2026) (liquidity-stress) is computed from DLRadar's foreclosure, auction and construction signals combined by ZIP; the liquidity-stress card is research (liquidity-stress), not legal advice; nothing on the liquidity-stress page is tax or liquidity-stress investment advice, so verify every liquidity-stress figure with its issuing agency before acting.