Distressed Properties in Alabama
DLRadar scores 67 Alabama counties on market cycle, bank stress and insurance distress. 7 are in contraction or recovery; Alabama home prices average +3.5% year over year.
Alabama averages 63/100 bank stress and 62/100 insurance distress.
Furthest through the turn in Alabama: Tuscaloosa County (-1.6%), Greene County (-1.6%), Hale County (-1.6%), Pickens County (-1.6%), Houston County (-1.2%).
Alabama residential listings tracked: 3,187 across 678 ZIPs; Alabama candidate listings 1,277; 149 Alabama ZIPs read active. Busiest Alabama ZIPs: 35215 116 listings, 70 candidates; 36542 89 listings, 16 candidates; 36532 76 listings, 11 candidates in Alabama; 35405 70 listings, 10 candidates; 36695 67 listings, 15 candidates; 35444 60 listings, 60 candidates.
HUD lists 354 assisted multifamily properties in Alabama with 28,207 units, 11,274 of the Alabama units assisted.
Alabama ZIPs by price-cycle phase: 3,541 peak, 562 expansion, 400 contraction, 391 recovery, 349 neutral.
Alabama ninety-day mortgage delinquency 1.1% as of December 2025; highest sampled Alabama counties: Tuscaloosa 2.0%, Mobile 1.6%, Montgomery 1.3%.
Alabama counties to watch
Distressed properties in Alabama — FAQ
How do I find Alabama distressed properties?
Start with the 7 of 67 Alabama counties in contraction or recovery, led by Tuscaloosa County, then open each Alabama county's ZIP scores.
Where does the Alabama data come from?
Alabama price cycle from FHFA; Alabama bank stress (63/100) from FDIC call reports; Alabama insurance distress (62/100) from FEMA and NFIP.