Champaign County, OH: Home-Insurance Distress & Forced-Sale Pressure
Champaign County, OH: 5/100 (low) home-insurance distress; Champaign, OH band LOW; Champaign, OH #2,474 of 3,222 counties; Champaign, OH #57 of 88 in Ohio; raw Champaign, OH 6.1; Champaign, OH coverage multiplier 0.85.
FEMA hazard, Champaign, OH: 0/100; Champaign, OH declarations, three years: none.
NFIP claims, Champaign, OH, three years: 1; Champaign, OH payouts $0; per Champaign, OH claim $0; Champaign, OH claim-stress 15/100.
Champaign, OH monthly score fell, 6 (March 2026) to 5 (October 2026); Champaign, OH by month: March 6, April 6, May 5, June 5 (Champaign, OH), July 5, August 5, September 5, October 5.
Champaign, OH components: NFIP claims 15; Champaign, OH retreat index 5; Champaign, OH climate multiplier 0.85.
Construction distress, Champaign, OH: 22/100 as of August 2026 (Champaign, OH: 15/100 one-to-four unit, 50/100 multifamily).
Champaign, OH ZIPs, June 2026 (Champaign, OH, 16 highest): score 0 (Champaign, OH), climate 75 (Champaign, OH): 45502; score 0 (Champaign, OH), climate 74 (Champaign, OH): 45344; score 0 (Champaign, OH), climate 66 (Champaign, OH): 45312; score 0 (Champaign, OH), climate 56 (Champaign, OH): 45365; score 0 (Champaign, OH), climate 50 (Champaign, OH): 43343; score 0 (Champaign, OH), climate 48 (Champaign, OH): 43318, 45317; score 0 (Champaign, OH), climate 45 (Champaign, OH): 43045, 43357; score 0 (Champaign, OH), climate 38 (Champaign, OH): 43044, 43060; score 0 (Champaign, OH), climate 32 (Champaign, OH): 43009, 43047, 43070, 43072, Champaign, OH 43078.
DLRadar rescores Champaign, OH monthly; Champaign, OH readings join Champaign, OH foreclosure, lien and ownership parcels (Champaign, OH), so cost-squeezed Champaign, OH owners surface before listing.
Inside Ohio, Champaign County ranks 57th of 88 counties for home-insurance distress at 5/100; Trumbull County (8/100) sits just above Champaign County, and Darke County (5/100) sits just below Champaign County.
Deterministic. Every Champaign County, OH signal traces to a public Champaign dataset (FEMA, NFIP, Census for Champaign, OH) · how insurance distress works in Champaign, OH · methodology
FAQ: Champaign County, OH insurance distress
What is the Champaign County, OH home-insurance-distress score?
Champaign, OH: 5/100 (LOW), #2,474 of 3,222, #57 in Ohio. FEMA hazard, Champaign, OH: 0/100; NFIP stress, Champaign, OH: 15/100; construction, Champaign, OH: 22/100; Champaign, OH rescores monthly.
Is Champaign County insurance distress getting better or worse (OH)?
Champaign, OH: 6 in March 2026; Champaign, OH: 5 in October 2026 (better); Champaign, OH NFIP claims score 15.
How many flood-insurance claims has Champaign County, OH had?
Champaign, OH: 1 NFIP claims, three years; Champaign, OH paid $0; per Champaign, OH claim $0; carriers reprice Champaign, OH against that record.
Which Champaign County ZIP codes carry the most insurance distress (OH)?
Champaign, OH, June 2026: 45502 at 0, 45344 at 0, 45312 at 0, 45365 at 0; Champaign, OH climate scores there: 75, 74, 66, 56.
Why does Champaign, OH insurance distress create sellers?
A Champaign, OH premium outruns the Champaign, OH budget; a carrier leaves Champaign, OH; Champaign, OH carrying cost passes plan; Champaign, OH owners sell while current; Champaign, OH insurance distress leads Champaign, OH foreclosure data.