Gallia County, OH: Home-Insurance Distress & Forced-Sale Pressure
Gallia County, OH: 22/100 (low) home-insurance distress; Gallia, OH band LOW; Gallia, OH #2,044 of 3,222 counties; Gallia, OH #44 of 88 in Ohio; raw Gallia, OH 26.2; Gallia, OH coverage multiplier 0.85.
FEMA hazard, Gallia, OH: 0/100; Gallia, OH declarations, three years: none.
NFIP claims, Gallia, OH, three years: 3; Gallia, OH payouts $35,198; per Gallia, OH claim $11,733; Gallia, OH claim-stress 65/100.
Gallia, OH monthly score fell, 23 (March 2026) to 22 (October 2026); Gallia, OH by month: March 23, April 23, May 23, June 23 (Gallia, OH), July 23, August 23, September 23, October 22.
Gallia, OH components: NFIP claims 65; Gallia, OH retreat index 22; Gallia, OH climate multiplier 0.85.
Construction distress, Gallia, OH: 83/100 as of August 2026 (Gallia, OH: 86/100 one-to-four unit, 31/100 multifamily).
Gallia, OH ZIPs, June 2026 (Gallia, OH, 12 highest): score 0 (Gallia, OH), climate 70 (Gallia, OH): 45688; score 0 (Gallia, OH), climate 66 (Gallia, OH): 45678; score 0 (Gallia, OH), climate 47 (Gallia, OH): 45623, 45760; score 0 (Gallia, OH), climate 45 (Gallia, OH): 45614, 45620, 45631, 45658, Gallia, OH 45674; score 0 (Gallia, OH), climate 38 (Gallia, OH): 45656; score 0 (Gallia, OH), climate 36 (Gallia, OH): 45685; score 0 (Gallia, OH), climate 33 (Gallia, OH): 45686.
DLRadar rescores Gallia, OH monthly; Gallia, OH readings join Gallia, OH foreclosure, lien and ownership parcels (Gallia, OH), so cost-squeezed Gallia, OH owners surface before listing.
Inside Ohio, Gallia County ranks 44th of 88 counties for home-insurance distress at 22/100; Columbiana County (22/100) sits just above Gallia County, and Jefferson County (22/100) sits just below Gallia County.
Deterministic. Every Gallia County, OH signal traces to a public Gallia dataset (FEMA, NFIP, Census for Gallia, OH) · how insurance distress works in Gallia, OH · methodology
FAQ: Gallia County, OH insurance distress
What is the Gallia County, OH home-insurance-distress score?
Gallia, OH: 22/100 (LOW), #2,044 of 3,222, #44 in Ohio. FEMA hazard, Gallia, OH: 0/100; NFIP stress, Gallia, OH: 65/100; construction, Gallia, OH: 83/100; Gallia, OH rescores monthly.
Is Gallia County insurance distress getting better or worse (OH)?
Gallia, OH: 23 in March 2026; Gallia, OH: 22 in October 2026 (better); Gallia, OH NFIP claims score 65.
How many flood-insurance claims has Gallia County, OH had?
Gallia, OH: 3 NFIP claims, three years; Gallia, OH paid $35,198; per Gallia, OH claim $11,733; carriers reprice Gallia, OH against that record.
Which Gallia County ZIP codes carry the most insurance distress (OH)?
Gallia, OH, June 2026: 45688 at 0, 45678 at 0, 45623 at 0, 45760 at 0; Gallia, OH climate scores there: 70, 66, 47, 47.
Why does Gallia, OH insurance distress create sellers?
A Gallia, OH premium outruns the Gallia, OH budget; a carrier leaves Gallia, OH; Gallia, OH carrying cost passes plan; Gallia, OH owners sell while current; Gallia, OH insurance distress leads Gallia, OH foreclosure data.