Holmes County, OH: Home-Insurance Distress & Forced-Sale Pressure
Holmes County, OH: 0/100 (low) home-insurance distress; Holmes, OH band ZERO; Holmes, OH #2,976 of 3,222 counties; Holmes, OH #76 of 88 in Ohio; Holmes, OH coverage multiplier 0.70.
FEMA hazard, Holmes, OH: 0/100; Holmes, OH declarations, three years: none.
NFIP claims, Holmes, OH, three years: none; Holmes, OH claim-stress 0/100.
Holmes, OH monthly score: 0 in every month from March 2026 (Holmes, OH) through October 2026.
Holmes, OH components: all zero this month; Holmes, OH climate multiplier 0.70.
Construction distress, Holmes, OH: 70/100 as of August 2026 (Holmes, OH: 67/100 one-to-four unit, 13/100 multifamily).
Holmes, OH ZIPs, June 2026 (Holmes, OH, 16 highest): score 0 (Holmes, OH), climate 61 (Holmes, OH): 44676; score 0 (Holmes, OH), climate 60 (Holmes, OH): 44681; score 0 (Holmes, OH), climate 59 (Holmes, OH): 44624; score 0 (Holmes, OH), climate 57 (Holmes, OH): 44627; score 0 (Holmes, OH), climate 56 (Holmes, OH): 44689; score 0 (Holmes, OH), climate 54 (Holmes, OH): 44628; score 0 (Holmes, OH), climate 52 (Holmes, OH): 43804; score 0 (Holmes, OH), climate 51 (Holmes, OH): 44610, 44611, 44633, 44638, Holmes, OH 44660, 44661, 44687, 44690; score 0 (Holmes, OH), climate 50 (Holmes, OH): 44654.
DLRadar rescores Holmes, OH monthly; Holmes, OH readings join Holmes, OH foreclosure, lien and ownership parcels (Holmes, OH), so cost-squeezed Holmes, OH owners surface before listing.
Inside Ohio, Holmes County ranks 76th of 88 counties for home-insurance distress at 0/100; Highland County (0/100) sits just above Holmes County, and Huron County (0/100) sits just below Holmes County.
Deterministic. Every Holmes County, OH signal traces to a public Holmes dataset (FEMA, NFIP, Census for Holmes, OH) · how insurance distress works in Holmes, OH · methodology
FAQ: Holmes County, OH insurance distress
What is the Holmes County, OH home-insurance-distress score?
Holmes, OH: 0/100 (ZERO), #2,976 of 3,222, #76 in Ohio. FEMA hazard, Holmes, OH: 0/100; NFIP stress, Holmes, OH: 0/100; construction, Holmes, OH: 70/100; Holmes, OH rescores monthly.
Is Holmes County insurance distress getting better or worse (OH)?
Holmes, OH: 0 in March 2026; Holmes, OH: 0 in October 2026 (unchanged).
Which Holmes County ZIP codes carry the most insurance distress (OH)?
Holmes, OH, June 2026: 44676 at 0, 44681 at 0, 44624 at 0, 44627 at 0; Holmes, OH climate scores there: 61, 60, 59, 57.
Why does Holmes, OH insurance distress create sellers?
A Holmes, OH premium outruns the Holmes, OH budget; a carrier leaves Holmes, OH; Holmes, OH carrying cost passes plan; Holmes, OH owners sell while current; Holmes, OH insurance distress leads Holmes, OH foreclosure data.