Ottawa County, OH: Home-Insurance Distress & Forced-Sale Pressure
Ottawa County, OH: 25/100 (moderate) home-insurance distress; Ottawa, OH band LOW; Ottawa, OH #1,881 of 3,222 counties; Ottawa, OH #27 of 88 in Ohio; raw Ottawa, OH 30.0; Ottawa, OH coverage multiplier 0.85.
FEMA hazard, Ottawa, OH: 0/100; Ottawa, OH declarations, three years: none.
NFIP claims, Ottawa, OH, three years: 7; Ottawa, OH payouts $122,588; per Ottawa, OH claim $17,513; Ottawa, OH claim-stress 75/100.
Ottawa, OH monthly score rose, 20 (March 2026) to 25 (October 2026); Ottawa, OH by month: March 20, April 20, May 21, June 21 (Ottawa, OH), July 21, August 21, September 21, October 25.
Ottawa, OH components: NFIP claims 75; Ottawa, OH retreat index 25; Ottawa, OH climate multiplier 0.85.
Construction distress, Ottawa, OH: 5/100 as of August 2026 (Ottawa, OH: 18/100 one-to-four unit, 2/100 multifamily).
Ottawa, OH ZIPs, June 2026 (Ottawa, OH, 16 highest): score 0 (Ottawa, OH), climate 80 (Ottawa, OH): 43412; score 0 (Ottawa, OH), climate 70 (Ottawa, OH): 43447; score 0 (Ottawa, OH), climate 67 (Ottawa, OH): 43445; score 0 (Ottawa, OH), climate 63 (Ottawa, OH): 43430; score 0 (Ottawa, OH), climate 61 (Ottawa, OH): 43408, 43416, 43432, 43433, Ottawa, OH 43436, 43439, 43440, 43446, Ottawa, OH 43449, 43452, 43456, 43458.
DLRadar rescores Ottawa, OH monthly; Ottawa, OH readings join Ottawa, OH foreclosure, lien and ownership parcels (Ottawa, OH), so cost-squeezed Ottawa, OH owners surface before listing.
Inside Ohio, Ottawa County ranks 27th of 88 counties for home-insurance distress at 25/100; Clinton County (26/100) sits just above Ottawa County, and Brown County (25/100) sits just below Ottawa County.
Deterministic. Every Ottawa County, OH signal traces to a public Ottawa dataset (FEMA, NFIP, Census for Ottawa, OH) · how insurance distress works in Ottawa, OH · methodology
FAQ: Ottawa County, OH insurance distress
What is the Ottawa County, OH home-insurance-distress score?
Ottawa, OH: 25/100 (LOW), #1,881 of 3,222, #27 in Ohio. FEMA hazard, Ottawa, OH: 0/100; NFIP stress, Ottawa, OH: 75/100; construction, Ottawa, OH: 5/100; Ottawa, OH rescores monthly.
Is Ottawa County insurance distress getting better or worse (OH)?
Ottawa, OH: 20 in March 2026; Ottawa, OH: 25 in October 2026 (worse); Ottawa, OH NFIP claims score 75.
How many flood-insurance claims has Ottawa County, OH had?
Ottawa, OH: 7 NFIP claims, three years; Ottawa, OH paid $122,588; per Ottawa, OH claim $17,513; carriers reprice Ottawa, OH against that record.
Which Ottawa County ZIP codes carry the most insurance distress (OH)?
Ottawa, OH, June 2026: 43412 at 0, 43447 at 0, 43445 at 0, 43430 at 0; Ottawa, OH climate scores there: 80, 70, 67, 63.
Why does Ottawa, OH insurance distress create sellers?
A Ottawa, OH premium outruns the Ottawa, OH budget; a carrier leaves Ottawa, OH; Ottawa, OH carrying cost passes plan; Ottawa, OH owners sell while current; Ottawa, OH insurance distress leads Ottawa, OH foreclosure data.