ZIP 02038 Property Distress & Foreclosure Data

DLRadar grades ZIP 02038 (Norfolk County, Massachusetts) at a low 23/100 for overall property distress. Property-level stress concentrates in structural risk (51/100), construction/permit lag (31/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (80/100). The latent-versus-live split is 51/100 structural and 2/100 already moving.

Prices here sit in a peak phase: values rose 4.3% over the trailing year, and 21% higher over three years (phase confidence 31/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 78% owner-occupied to 22% rented. On demographic stress specifically, 02038 scores 27/100. Roughly 5.5% live below the poverty line, a low share typical of higher-equity areas. Around 40% of renters are cost-burdened. Households earn a median $142,788 — above the roughly $78,000 national figure. About 56% have a four-year degree. The vacancy rate is 4.3%. 33,067 residents call 02038 home, typically aged 42. A median home runs $611,700 here, or 4.0 times local income. The ZIP holds roughly 13,011 housing units.

On balance, 02038 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.