ZIP 02038 Foreclosure, Tax-Lien & Distress Report

Norfolk County, Massachusetts's ZIP 02038 registers 20/100 composite distress, which DLRadar reads as low. The pressure is most legible in structural risk (44/100), institutional ownership (18/100), mortgage stress (7/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (80/100)). Structural exposure scores 44 and live distress 2 on the 0–100 scale.

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 21% higher over three years, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

78% of housing is owner-occupied. The demographic-stress sub-score lands at 27/100. 5.5% of residents fall below the poverty threshold. Around 40% of renters are cost-burdened. Households earn a median $142,788 — above the roughly $78,000 national figure. Around 56% of adults hold a bachelor's degree or higher. The vacancy rate is 4.3%. Population is roughly 33,067 with a median age of 42. The typical home is worth about $611,700 (4.0× income, relatively affordable). The ZIP holds roughly 13,011 housing units.

Overall 02038 looks resilient on the surface, so the edge is isolating individual stressed parcels. There is no property file for 02038 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 02038's 20/100 can be lined up against any neighbor in Norfolk County, Massachusetts or any ZIP coast to coast. Sparse data for 02038 shows as blanks, never estimates, and the score updates on every fresh public filing.

02038's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 02038 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.