ZIP 02054 Foreclosure, Tax-Lien & Distress Report

Norfolk County, Massachusetts's ZIP 02054 registers 20/100 composite distress, which DLRadar reads as low. The sharpest non-environmental signals are structural risk (44/100), institutional ownership (18/100), mortgage stress (7/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100). Latent structural risk is 44/100 while live distress already moving reads 2/100. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (80/100).

The market reads peak — home values rose 2.9% year on year, and 15% higher over three years, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 3,471 housing units across 02054. Population is roughly 8,699 with a median age of 47. At $149,021, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 28/100. 84% of housing is owner-occupied. Around 51% of adults hold a bachelor's degree or higher. Rent burden reaches 50% of tenant households. A median home runs $603,500 here, or 3.8 times local income. 4.9% of residents fall below the poverty threshold. Vacancy runs 5.5%.

On balance, 02054 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. There is no property file for 02054 at the moment; the composite and its components are still built from verifiable public records.

The 02054 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 02054 stays directly comparable to neighboring ZIPs and the rest of Norfolk County, Massachusetts. The score is rebuilt from public data as it updates, so 02054 reflects the current record instead of a stale or modeled snapshot.

The 20/100 for 02054 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 02054 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.