ZIP 02638 Property Distress & Foreclosure Data

Composite property distress in 02638 (Barnstable County, Massachusetts) lands at 28/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (78/100), structural risk (63/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (14/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (89/100), flood (NFIP) exposure (88/100). On the structural side it scores 63/100, with 4/100 of stress already active.

Prices here sit in a peak phase: values rose 2.3% over the trailing year, and 21% higher over three years (phase confidence 35/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 40% have a four-year degree. Roughly 2.4% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 02638 scores 33/100. The tenure split is 86% owner-occupied to 14% rented. Around 9% of renters are cost-burdened. A median home runs $827,900 here, or 6.1 times local income. Households earn a median $117,619 — above the roughly $78,000 national figure. The ZIP holds roughly 2,932 housing units. The vacancy rate is 54.3% — elevated. 3,256 residents call 02638 home, typically aged 60.

Taken together, 02638 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.