ZIP 02638 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 02638 (Barnstable County, Massachusetts) returns a moderate composite of 30/100. Leading the profile are construction/permit lag (100/100), structural risk (69/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (14/100). Environmental exposure also runs high (climate & FEMA risk (89/100), flood (NFIP) exposure (87/100)). Structural exposure scores 69 and live distress 4 on the 0–100 scale.

The neutral-phase market in 02638 posted values that rose 3.7% over the year, and 21% higher over three years (phase confidence 28/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Educational attainment sits at 40% bachelor's-or-above. Roughly 2.4% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 02638 scores 33/100. The tenure split is 86% owner-occupied to 14% rented. Rent burden reaches 9% of tenant households. The typical home is worth about $827,900 (6.1× income). At $117,619, median income runs above typical U.S. levels. The ZIP holds roughly 2,932 housing units. Vacancy runs 54.3%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 3,256 with a median age of 60.

Net-net, 02638 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 02638 at the moment; the composite and its components are still built from verifiable public records.

Whether 02638 runs hot or quiet, its 30/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 02638 can be compared directly against any other ZIP in Barnstable County, Massachusetts or nationwide. 02638 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 02638's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 02638 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.