ZIP 02840 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 02840 (Newport County, Rhode Island) returns a low composite of 16/100. Structural risk reads 36/100 against active distress of 5/100. Its standout signals are institutional ownership (39/100), structural risk (36/100), mortgage stress (18/100). By contrast, mortgage stress (18/100) and construction/permit lag (3/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (75/100).

The peak-phase market in 02840 posted values that rose 4.4% over the year, and 32% higher over three years, at 31/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

23,615 residents call 02840 home, typically aged 40. The tenure split is 50% owner-occupied to 50% rented. Around 46% of renters are cost-burdened. The vacancy rate is 21.1% — elevated. A median home runs $746,900 here, or 8.0 times local income. The demographic-stress sub-score lands at 46/100. About 55% have a four-year degree. Roughly 15.2% live below the poverty line. The ZIP holds roughly 13,537 housing units. At $83,515, median income runs near typical U.S. levels.

Net-net, 02840 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 02840 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 02840's 16/100 can be lined up against any neighbor in Newport County, Rhode Island or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 02840 shows blanks, not estimates, wherever the record is sparse.

Each component behind 02840 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 16/100 roll-up. For an operator, 02840 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.