ZIP 17866 Foreclosure, Tax-Lien & Distress Report

Northumberland County, Pennsylvania's ZIP 17866 registers 20/100 composite distress, which DLRadar reads as low. Structural exposure scores 44 and live distress 1 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (79/100)). Its heaviest discrete signals: construction/permit lag (79/100), structural risk (44/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low.

The market reads peak — home values rose 4.2% year on year, and 53% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 4,047 housing units across 17866. Home values center near $88,300, an affordability ratio of 1.8× — accessible. 80% of housing is owner-occupied. Vacancy runs 10.4%. At $49,105, median income runs below typical U.S. levels. Around 11% of adults hold a bachelor's degree or higher. On demographic stress specifically, 17866 scores 25/100. 13.8% of residents fall below the poverty threshold. About 9,808 people live here, median age 45. Around 31% of renters are cost-burdened.

Overall, 17866 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 17866 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 17866's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 17866 shows blanks, not estimates, wherever the record is sparse.

17866's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 17866 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.