ZIP 19971 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 19971 (Sussex County, Delaware) at a low 26/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (75/100)). The split runs 59/100 structural to 4/100 active on the ground. The sharpest non-environmental signals are construction/permit lag (65/100), structural risk (59/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (12/100).

The market reads peak — home values rose 4.2% year on year, and 27% higher over three years, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.

Households earn a median $103,301 — above the roughly $78,000 national figure. Vacancy runs 53.3%, above the national norm and a classic distress-and-opportunity signal. 7.1% of residents fall below the poverty threshold. Educational attainment sits at 55% bachelor's-or-above. Rent burden reaches 51% of tenant households. On demographic stress specifically, 19971 scores 36/100. The tenure split is 88% owner-occupied to 12% rented. 15,528 residents call 19971 home, typically aged 62. There are about 17,042 housing units across 19971. The typical home is worth about $608,800 (5.4× income).

Net-net, 19971 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 19971 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 19971 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 19971 shows blanks, not estimates, wherever the record is sparse.

The 26/100 figure for 19971 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 19971 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.