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ZIP 23076 Foreclosure, Tax-Lien & Distress Report

Mathews County, Virginia · High Vacancy market

ZIP 23076's composite property-distress score is 13/100 - DLRadar classes that as minimal for Mathews County, Virginia. Environmental exposure also runs high (flood (NFIP) exposure (60/100)). The sharpest non-environmental signals are construction/permit lag (68/100), structural risk (32/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (10/100) register low. Structurally it carries 32/100, against 3/100 of stress already in motion.

The market reads peak — home values rose 3.4% year on year (phase confidence 30/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 370 housing units. 92% of housing is owner-occupied. Median household income is $104,470, above the U.S. median near $78,000. Vacancy runs 24.3%, above the national norm and a classic distress-and-opportunity signal. A median home runs $573,700 here, or 4.9 times local income. The poverty rate is 2.7% — low. Around 0% of renters are cost-burdened. Around 34% of adults hold a bachelor's degree or higher. 537 residents call 23076 home, typically aged 72. On demographic stress specifically, 23076 scores 25/100.

Net-net, 23076 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 23076 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 23076 runs through one identical public-record model, so its 13/100 sits on the same scale as every other ZIP in Mathews County, Virginia and the nation. Sparse data for 23076 shows as blanks, never estimates, and the score updates on every fresh public filing.

23076's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 23076 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

13/100
Composite stress
32/100
Structural risk
3/100
Distress activity

Signal-by-signal read on 23076

Foreclosure activity0
Mortgage stress10
Climate / FEMA risk10
9 further dimensions of distress are measured for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

The 23076 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 23076, the same set carried on every parcel.

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Adjacent Mathews County ZIP reports

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Other reports tied to Mathews County, Virginia — ZIP, county and statewide.

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Rules-based scoring — each signal ties to a public dataset · methodology

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