ZIP 23138 Foreclosure, Tax-Lien & Distress Report

ZIP code 23138 in Mathews County, Virginia carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. Property-level stress concentrates in construction/permit lag (68/100), structural risk (32/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (10/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (60/100). The split runs 32/100 structural to 3/100 active on the ground.

The peak-phase market in 23138 posted values that rose 3.4% over the year, and 53% higher over three years, at 30/100 phase confidence. Topping markets hide individual distress behind strong averages.

Households earn a median $76,306 — near the roughly $78,000 national figure. Population is roughly 1,066 with a median age of 49. DLRadar's demographic-stress index for the area reads 25/100. There are about 735 housing units across 23138. 2.0% of residents fall below the poverty threshold. Owners hold 84% of homes, renters 16%. Around 13% of renters are cost-burdened. A median home runs $277,800 here, or 3.5 times local income. Around 39% of adults hold a bachelor's degree or higher. Vacancy runs 40.8%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 23138 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 23138 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 23138 runs hot or quiet, its 13/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 23138 can be compared directly against any other ZIP in Mathews County, Virginia or nationwide. Sparse data for 23138 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 13/100 for 23138 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 23138 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.