ZIP 23138 Foreclosure, Tax-Lien & Distress Report
Mathews County, Virginia · High Vacancy market
ZIP code 23138 in Mathews County, Virginia carries a composite property-distress score of 12/100 — a minimal reading on DLRadar's deterministic distress index. The split runs 31/100 structural to 3/100 active on the ground. Property-level stress concentrates in construction/permit lag (67/100), structural risk (31/100), institutional ownership (13/100). By contrast, institutional ownership (13/100) and mortgage stress (10/100) register low.
The peak-phase market in 23138 posted values that rose 3.4% over the year, and 53% higher over three years, at 30/100 phase confidence. Topping markets hide individual distress behind strong averages.
Households earn a median $76,306 — near the roughly $78,000 national figure. Population is roughly 1,066 with a median age of 49. DLRadar's demographic-stress index for the area reads 25/100. There are about 735 housing units across 23138. 2.0% of residents fall below the poverty threshold. Owners hold 84% of homes, renters 16%. Around 13% of renters are cost-burdened. A median home runs $277,800 here, or 3.5 times local income. Around 39% of adults hold a bachelor's degree or higher. Vacancy runs 40.8%, above the national norm and a classic distress-and-opportunity signal.
On the whole, 23138 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 23138 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Whether 23138 runs hot or quiet, its 12/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 23138 can be compared directly against any other ZIP in Mathews County, Virginia or nationwide. Sparse data for 23138 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 12/100 for 23138 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 23138 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 23138
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 23138 by the numbers
23138 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Mathews County ZIPs near 23138
Nearest ZIP codes to 23138
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Mathews County, Virginia
Keep going: ZIP, county and state distress coverage for Mathews County, Virginia.
See every distressed parcel in 23138
Get every distressed property in 23138 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Each signal above is traceable to an open dataset · methodology