ZIP 23138 Property Distress & Foreclosure Data

In Mathews County, Virginia, ZIP 23138 scores 9 of 100 for composite distress, a minimal level on DLRadar's public-record index. Its standout signals are construction/permit lag (28/100), structural risk (22/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (10/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (61/100). On the structural side it scores 22/100, with 3/100 of stress already active.

The market reads peak — home values rose 4.2% year on year, and 53% higher over three years (phase confidence 38/100). Topping markets hide individual distress behind strong averages.

Households earn a median $76,306 — near the roughly $78,000 national figure. About 1,066 people live here, median age 49. On demographic stress specifically, 23138 scores 25/100. The ZIP holds roughly 735 housing units. Roughly 2.0% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 84% owner-occupied to 16% rented. Around 13% of renters are cost-burdened. A median home runs $277,800 here, or 3.5 times local income. About 39% have a four-year degree. The vacancy rate is 40.8% — elevated.

Net-net, 23138 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.