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ZIP 23828 Foreclosure, Tax-Lien & Distress Report

Southampton County, Virginia · High Vacancy market

DLRadar grades ZIP 23828 (Southampton County, Virginia) at a minimal 9/100 for overall property distress. The latent-versus-live split is 20/100 structural and 1/100 already moving. What sets it apart are the readings on construction/permit lag (42/100), structural risk (20/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low.

The expansion-phase market in 23828 posted values that rose 5.5% over the year (phase confidence 30/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $57,679 — below the roughly $78,000 national figure. Rent burden reaches 0% of tenant households. Roughly 11.9% live below the poverty line. 98% of housing is owner-occupied. About 24% have a four-year degree. About 571 people live here, median age 57. The ZIP holds roughly 344 housing units. The demographic-stress sub-score lands at 22/100. Vacancy runs 27.9%, above the national norm and a classic distress-and-opportunity signal. Home values center near $161,900, an affordability ratio of 2.8× — accessible.

Taken together, 23828 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 23828 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 23828 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 9/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 23828, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 23828's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 23828 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

9/100
Composite stress
20/100
Structural risk
1/100
Distress activity

What is driving ZIP 23828’s distress

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk31
23828 carries 9 additional scored dimensions

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

Snapshot: 23828 by the numbers

Real-time distress, cycle phase, housing and bank-stress readings for 23828, the same set carried on every parcel.

Loading ZIP 23828 stress data…

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Deterministic scoring, sourced entirely from public data · methodology

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