ZIP 27862 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 27862 (Northampton County, North Carolina) at a low 22/100 for overall property distress. Environmental exposure also runs high (FEMA disaster exposure (84/100)). The latent-versus-live split is 47/100 structural and 8/100 already moving. What sets it apart are the readings on construction/permit lag (63/100), institutional ownership (59/100), structural risk (47/100). mortgage stress (27/100) stay muted.

The market reads peak — home values rose 1.9% year on year (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 29% of adults hold a bachelor's degree or higher. The vacancy rate is 15.6% — elevated. Rent burden reaches 9% of tenant households. 709 residents call 27862 home, typically aged 55. Median household income is $70,691, near the U.S. median near $78,000. The ZIP holds roughly 383 housing units. 9.7% of residents fall below the poverty threshold. The tenure split is 82% owner-occupied to 18% rented. On demographic stress specifically, 27862 scores 23/100. A median home runs $185,900 here, or 3.1 times local income.

On the whole, 27862 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 27862 read uses the identical public-record model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 27862 stays directly comparable to neighboring ZIPs and the rest of Northampton County, North Carolina. Nothing here is interpolated — where a source is thin for 27862, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 27862's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 27862 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.