ZIP 27831 Foreclosure, Tax-Lien & Distress Report

Northampton County, North Carolina's ZIP 27831 registers 23/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: FEMA disaster exposure (77/100). The split runs 49/100 structural to 8/100 active on the ground. Property-level stress concentrates in construction/permit lag (79/100), institutional ownership (55/100), structural risk (49/100). mortgage stress (27/100) stay muted.

Prices here sit in a peak phase: values rose 1.9% over the trailing year, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $34,262, median income runs below typical U.S. levels. The tenure split is 74% owner-occupied to 26% rented. 28.8% of residents fall below the poverty threshold. Around 63% of renters are cost-burdened. 2,640 residents call 27831 home, typically aged 55. The ZIP holds roughly 1,623 housing units. About 14% have a four-year degree. Vacancy runs 22.4%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 35/100. A median home runs $87,300 here, or 2.2 times local income.

On the whole, 27831 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 27831 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 27831 read uses the identical scoring model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 27831 stays directly comparable to neighboring ZIPs and the rest of Northampton County, North Carolina. Nothing here is interpolated — where a source is thin for 27831, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 27831's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 27831 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.