ZIP 27845 Foreclosure, Tax-Lien & Distress Report

ZIP code 27845 in Northampton County, North Carolina carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic distress index. On the structural side it scores 52/100, with 8/100 of stress already active. Climate and flood risk are elevated too — FEMA disaster exposure (89/100). Its heaviest discrete signals: construction/permit lag (79/100), institutional ownership (61/100), structural risk (52/100). On the quiet end sit mortgage stress (27/100).

The peak-phase market in 27845 posted values that rose 1.9% over the year (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

Population is roughly 2,339 with a median age of 41. The typical home is worth about $87,000 (1.8× income, relatively affordable). There are about 962 housing units across 27845. Owners hold 76% of homes, renters 24%. Median household income is $49,021, below the U.S. median near $78,000. Vacancy runs 13.2%, above the national norm and a classic distress-and-opportunity signal. Roughly 16.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 21% of renters are cost-burdened. About 20% have a four-year degree. On demographic stress specifically, 27845 scores 24/100.

On the whole, 27845 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 27845 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 27845 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 27845 can be compared directly against any other ZIP in Northampton County, North Carolina or nationwide. Nothing here is interpolated — where a source is thin for 27845, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 27845 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. In workflow terms, 27845 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.