ZIP 27855 Foreclosure, Tax-Lien & Distress Report

ZIP code 27855 in Hertford County, North Carolina carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (84/100). Structural risk reads 57/100 against active distress of 7/100. The most distinctive pressure shows up in construction/permit lag (78/100), structural risk (57/100), institutional ownership (51/100). On the quiet end sit mortgage stress (22/100).

Prices here sit in a peak phase: values rose 2.6% over the trailing year, and 41% higher over three years, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The demographic-stress sub-score lands at 32/100. 23.1% of residents fall below the poverty threshold. At $47,500, median income runs below typical U.S. levels. Around 49% of renters are cost-burdened. The typical home is worth about $99,600 (2.1× income, relatively affordable). Around 18% of adults hold a bachelor's degree or higher. The tenure split is 64% owner-occupied to 36% rented. Population is roughly 5,635 with a median age of 40. Vacancy runs 14.1%, above the national norm and a classic distress-and-opportunity signal. There are about 2,769 housing units across 27855.

Net-net, 27855 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 27855 at the moment; the composite and its components are still built from verifiable public records.

Whether 27855 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 27855 can be compared directly against any other ZIP in Hertford County, North Carolina or nationwide. The score is rebuilt from public data as it updates, so 27855 reflects the current record instead of a stale or modeled snapshot.

Behind 27855's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 27855 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.