ZIP 27935 Foreclosure, Tax-Lien & Distress Report

In Gates County, North Carolina, ZIP 27935 scores 16 of 100 for composite distress, a low level on DLRadar's distress index. Structural risk reads 36/100 against active distress of 6/100. What sets it apart are the readings on construction/permit lag (58/100), institutional ownership (47/100), structural risk (36/100). structural risk (36/100) and mortgage stress (19/100) stay muted. It additionally carries heavy environmental risk: FEMA disaster exposure (87/100).

The market reads peak — home values rose 3.4% year on year, at 30/100 phase confidence. Topping markets hide individual distress behind strong averages.

73% of housing is owner-occupied. The ZIP holds roughly 579 housing units. Median household income is $83,088, near the U.S. median near $78,000. Vacancy runs 11.2%, above the national norm and a classic distress-and-opportunity signal. 1,386 residents call 27935 home, typically aged 44. The demographic-stress sub-score lands at 23/100. Around 17% of renters are cost-burdened. Around 8% of adults hold a bachelor's degree or higher. The typical home is worth about $171,200 (2.0× income, relatively affordable). The poverty rate is 4.8% — low.

On balance, 27935 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. 27935 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 27935 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 16/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 27935 reflects the current record instead of a stale or modeled snapshot.

The 16/100 figure for 27935 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 27935 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.