ZIP 27820 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 27820 (Northampton County, North Carolina) lands at 22/100 — low on DLRadar's public-record scoring. Property-level stress concentrates in construction/permit lag (63/100), institutional ownership (59/100), structural risk (47/100). By contrast, mortgage stress (27/100) register low. Latent structural risk is 47/100 while live distress already moving reads 8/100. Environmental exposure also runs high (FEMA disaster exposure (84/100)).

Prices here sit in a peak phase: values rose 1.9% over the trailing year (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

Median household income is $53,625, below the U.S. median near $78,000. Population is roughly 2,161 with a median age of 38. Roughly 16.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Educational attainment sits at 39% bachelor's-or-above. The ZIP holds roughly 1,298 housing units. The typical home is worth about $130,500 (2.5× income, relatively affordable). DLRadar's demographic-stress index for the area reads 30/100. Vacancy runs 34.9%, above the national norm and a classic distress-and-opportunity signal. Around 49% of renters are cost-burdened. Owners hold 77% of homes, renters 23%.

Net-net, 27820 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 27820 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 27820's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 27820, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 22/100 figure for 27820 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 27820 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.