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ZIP 24138 Foreclosure, Tax-Lien & Distress Report

Montgomery County, Virginia · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 24138 in Montgomery County, Virginia comes in at 16, a low composite-distress reading. Latent structural risk is 35/100 while live distress already moving reads 7/100. The most distinctive pressure shows up in institutional ownership (57/100), structural risk (35/100), mortgage stress (22/100). On the quiet end sit structural risk (35/100) and mortgage stress (22/100). Climate and flood risk are elevated too — FEMA disaster exposure (80/100).

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, and 28% higher over three years (phase confidence 41/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 1,338 with a median age of 38. There are about 602 housing units across 24138. The typical home is worth about $235,700 (3.4× income, relatively affordable). Owners hold 87% of homes, renters 13%. DLRadar's demographic-stress index for the area reads 29/100. Around 27% of adults hold a bachelor's degree or higher. The vacancy rate is 18.1% — elevated. Around 36% of renters are cost-burdened. 11.4% of residents fall below the poverty threshold. Households earn a median $65,795 — below the roughly $78,000 national figure.

Net-net, 24138 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 24138 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 24138 runs through one identical public-record model, so its 16/100 sits on the same scale as every other ZIP in Montgomery County, Virginia and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 24138 shows blanks, not estimates, wherever the record is sparse.

24138's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 24138 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

16/100
Composite stress
35/100
Structural risk
7/100
Distress activity

Signal-by-signal read on 24138

Foreclosure activity0
Mortgage stress22
Climate / FEMA risk29
+9 more distress dimensions scored for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

24138 at a glance

Real-time distress, cycle phase, housing and bank-stress readings for 24138, the same set carried on every parcel.

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Rules-based scoring — each signal ties to a public dataset · methodology

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