ZIP 24631 Foreclosure, Tax-Lien & Distress Report

ZIP code 24631 in Buchanan County, Virginia carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 64 and live distress 8 on the 0–100 scale. Leading the profile are institutional ownership (68/100), structural risk (64/100), construction/permit lag (58/100). On the quiet end sit mortgage stress (28/100). Climate and flood risk are elevated too — flood (NFIP) exposure (91/100), FEMA disaster exposure (89/100).

The expansion-phase market in 24631 posted values that rose 5.5% over the year (phase confidence 30/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 36.0% — elevated. Home values center near $66,800, an affordability ratio of 1.4× — accessible. There are about 822 housing units across 24631. Around 7% of adults hold a bachelor's degree or higher. Rent burden reaches 56% of tenant households. Median household income is $45,109, below the U.S. median near $78,000. About 2,076 people live here, median age 42. The poverty rate is 13.8%. Owners hold 66% of homes, renters 34%. DLRadar's demographic-stress index for the area reads 32/100.

Taken together, 24631 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 24631 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 24631's 28/100 can be lined up against any neighbor in Buchanan County, Virginia or any ZIP coast to coast. Where the public record is thin for 24631, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 24631 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. In workflow terms, 24631 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.