ZIP 24639 Foreclosure, Tax-Lien & Distress Report

ZIP 24639's composite property-distress score is 29/100 - DLRadar classes that as low for Buchanan County, Virginia. The split runs 65/100 structural to 8/100 active on the ground. Climate and flood risk are elevated too — flood (NFIP) exposure (91/100), FEMA disaster exposure (89/100). The most distinctive pressure shows up in institutional ownership (68/100), structural risk (65/100), construction/permit lag (60/100). On the quiet end sit mortgage stress (27/100).

The market reads neutral — home values rose 5.0% year on year, at 25/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 22.2%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 30/100. The tenure split is 70% owner-occupied to 30% rented. Around 31% of renters are cost-burdened. About 3,432 people live here, median age 43. The ZIP holds roughly 1,553 housing units. Home values center near $117,000, an affordability ratio of 2.5× — accessible. 23.5% of residents fall below the poverty threshold. Around 25% of adults hold a bachelor's degree or higher. At $43,380, median income runs below typical U.S. levels.

On the whole, 24639 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 24639's 29/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 24639, the field stays empty rather than modeled, and fills in as new documents post.

24639's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 24639 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.