ZIP 24740 Property Distress & Foreclosure Data

In Mercer County, West Virginia, ZIP 24740 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are construction/permit lag (75/100), structural risk (70/100), institutional ownership (59/100). By contrast, mortgage stress (24/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (94/100), FEMA disaster exposure (71/100), climate & FEMA risk (61/100). On the structural side it scores 70/100, with 7/100 of stress already active.

The market reads peak — home values rose 4.7% year on year, and 7% higher over three years (phase confidence 37/100). Topping markets hide individual distress behind strong averages.

Households earn a median $46,272 — below the roughly $78,000 national figure. Roughly 18.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 22% have a four-year degree. Around 45% of renters are cost-burdened. The tenure split is 63% owner-occupied to 37% rented. A median home runs $132,300 here, or 2.9 times local income. On demographic stress specifically, 24740 scores 33/100. The vacancy rate is 15.3% — elevated. The ZIP holds roughly 8,211 housing units. About 16,559 people live here, median age 38.

Net-net, 24740 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.