ZIP 24740 Foreclosure, Tax-Lien & Distress Report

ZIP code 24740 in Mercer County, West Virginia carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on institutional ownership (59/100), structural risk (51/100), mortgage stress (24/100). mortgage stress (24/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (94/100), FEMA disaster exposure (71/100), climate & FEMA risk (61/100). The latent-versus-live split is 51/100 structural and 7/100 already moving.

The market reads expansion — home values rose 6.0% year on year, and 7% higher over three years (phase confidence 44/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $46,272, median income runs below typical U.S. levels. 18.7% of residents fall below the poverty threshold. About 22% have a four-year degree. Around 45% of renters are cost-burdened. Owners hold 63% of homes, renters 37%. A median home runs $132,300 here, or 2.9 times local income. On demographic stress specifically, 24740 scores 33/100. The vacancy rate is 15.3% — elevated. The ZIP holds roughly 8,211 housing units. Population is roughly 16,559 with a median age of 38.

On the whole, 24740 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 24740 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 24740 read uses the identical public-record model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 24740 stays directly comparable to neighboring ZIPs and the rest of Mercer County, West Virginia. Every figure is auditable to a public dataset and refreshed on ingest; 24740 shows blanks, not estimates, wherever the record is sparse.

24740's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 24740 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.