ZIP 25540 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 25540 in Lincoln County, West Virginia comes in at 25, a low composite-distress reading. The latent-versus-live split is 55/100 structural and 0/100 already moving. Leading the profile are structural risk (55/100), institutional ownership (52/100), construction/permit lag (40/100). Environmental exposure also runs high (flood (NFIP) exposure (70/100), FEMA disaster exposure (68/100)).

Prices here sit in a expansion phase: values rose 8.0% over the trailing year (phase confidence 57/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The poverty rate is 20.9% — high, a tax-stress and distress correlate. 320 residents call 25540 home, typically aged 39. Vacancy runs 0.0%. 91% of housing is owner-occupied. The ZIP holds roughly 69 housing units. The demographic-stress sub-score lands at 61/100. Around 0% of adults hold a bachelor's degree or higher.

Taken together, 25540 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 25540's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 25540 reflects the current record instead of a stale or modeled snapshot.

Behind 25540's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 25540 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.