ZIP 25524 Foreclosure, Tax-Lien & Distress Report
Lincoln County, West Virginia · High Vacancy market
ZIP code 25524 in Lincoln County, West Virginia carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (81/100), FEMA disaster exposure (63/100), climate & FEMA risk (61/100). What sets it apart are the readings on structural risk (59/100), institutional ownership (52/100), construction/permit lag (46/100). On the quiet end sit mortgage stress (22/100). Structurally it carries 59/100, against 7/100 of stress already in motion.
The expansion-phase market in 25524 posted values that rose 8.0% over the year, at 56/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
86% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 25/100. About 2,373 people live here, median age 51. There are about 1,374 housing units across 25524. The vacancy rate is 19.6% — elevated. 28.2% of residents fall below the poverty threshold. The typical home is worth about $89,700 (2.2× income, relatively affordable). Around 0% of renters are cost-burdened. Households earn a median $39,976 — below the roughly $78,000 national figure. Educational attainment sits at 8% bachelor's-or-above.
Taken together, 25524 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 25524 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The number is not local guesswork: 25524's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 25524 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 26/100 figure for 25524 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 25524 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 25524’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
25524 at a glance
The live 25524 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
More ZIPs across Lincoln County
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Keep going: ZIP, county and state distress coverage for Lincoln County, West Virginia.
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Rules-based scoring — each signal ties to a public dataset · methodology