ZIP 25854 Foreclosure, Tax-Lien & Distress Report

In Fayette County, West Virginia, ZIP 25854 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. The split runs 53/100 structural to 5/100 active on the ground. It additionally carries heavy environmental risk: flood (NFIP) exposure (64/100). The pressure is most legible in construction/permit lag (67/100), structural risk (53/100), institutional ownership (36/100). By contrast, institutional ownership (36/100) and mortgage stress (17/100) register low.

The market reads expansion — home values rose 9.6% year on year, at 100/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 100% of renters are cost-burdened. Vacancy runs 36.0%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 25854 scores 47/100. 27.5% of residents fall below the poverty threshold. 87% of housing is owner-occupied. The ZIP holds roughly 423 housing units. 570 residents call 25854 home, typically aged 40. About 30% have a four-year degree. A median home runs $163,900 here.

Net-net, 25854 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 25854 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 25854 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 25854 reflects the current record instead of a stale or modeled snapshot.

25854's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 25854 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.