ZIP 26138 Foreclosure, Tax-Lien & Distress Report

In Calhoun County, West Virginia, ZIP 26138 scores 10 of 100 for composite distress, a minimal level on DLRadar's distress index. The sharpest non-environmental signals are construction/permit lag (50/100), structural risk (22/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (11/100) register low. The latent-versus-live split is 22/100 structural and 3/100 already moving.

The market reads expansion — home values rose 8.0% year on year (phase confidence 73/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 87 with a median age of 40. The vacancy rate is 0.0%. 14.9% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 58/100. Around 0% of adults hold a bachelor's degree or higher. 100% of housing is owner-occupied. There are about 35 housing units across 26138. Home values center near $214,600.

Overall 26138 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 26138 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 10/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 26138, the field stays empty rather than modeled, and fills in as new documents post.

Behind 26138's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 26138 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.