ZIP 26505 Foreclosure, Tax-Lien & Distress Report

ZIP code 26505 in Monongalia County, West Virginia carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (75/100), flood (NFIP) exposure (66/100). Its heaviest discrete signals: structural risk (45/100), construction/permit lag (39/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (8/100). The split runs 45/100 structural to 2/100 active on the ground.

The expansion-phase market in 26505 posted values that rose 6.7% over the year, and 10% higher over three years (phase confidence 55/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Population is roughly 37,691 with a median age of 25. A median home runs $278,000 here, or 6.3 times local income. Owners hold 33% of homes, renters 67%. There are about 18,730 housing units across 26505. At $42,275, median income runs below typical U.S. levels. Roughly 32.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 51% of tenant households. Educational attainment sits at 55% bachelor's-or-above. The vacancy rate is 14.7% — elevated. The demographic-stress sub-score lands at 46/100.

Net-net, 26505 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 26505's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 26505 shows blanks, not estimates, wherever the record is sparse.

Each component behind 26505 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. For an operator, 26505 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.