ZIP 27316 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 27316 (Randolph County, North Carolina) lands at 31/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (68/100), institutional ownership (61/100), construction/permit lag (52/100). By contrast, mortgage stress (24/100) register low. Environmental exposure also runs high (FEMA disaster exposure (84/100), climate & FEMA risk (80/100), flood (NFIP) exposure (67/100)). The latent-versus-live split is 68/100 structural and 7/100 already moving.

The market reads peak — home values rose 4.2% year on year, and 30% higher over three years, at 25/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 14.8%, above the national norm and a classic distress-and-opportunity signal. 20.4% of residents fall below the poverty threshold. Home values center near $160,200, an affordability ratio of 2.7× — accessible. Rent burden reaches 56% of tenant households. 74% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 34/100. Median household income is $52,699, below the U.S. median near $78,000. Population is roughly 7,229 with a median age of 43. Around 16% of adults hold a bachelor's degree or higher. The ZIP holds roughly 3,030 housing units.

Taken together, 27316 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 27316 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 27316's 31/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 27316, the field stays empty rather than modeled, and fills in as new documents post.

The 31/100 figure for 27316 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 27316 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.